进行了一些小优化

assets/css/routes/user-center/credits.css

@@ -6,6 +6,16 @@
   box-shadow: none;
 }
 
+/* The asset cards and the records card are sibling surfaces, not one nested card. */
+.uc-content #panel-credits.dashboard-panel {
+  margin: 0;
+  padding: 0;
+  border: 0;
+  border-radius: 0;
+  background: transparent;
+  box-shadow: none;
+}
+
 /* Dual asset row — layout only (no outer mega-card). Desktop: 1 row; mobile: 2 rows. */
 .uc-assets-row {
   display: grid;
@@ -299,19 +309,25 @@ body.uc-modal-open {
   margin-top: 12px;
 }
 
-/* Asset record tabs — flat tab strip + list, no aksrt-panel mega-card */
-.uc-asset-tabs {
-  margin-top: 8px;
-  padding: 0;
-  background: transparent;
-  border: 0;
-  box-shadow: none;
+/* Asset records sit in their own card below the wallet and points cards. */
+.uc-asset-tabs,
+.uc-asset-tabs.aksrt-panel {
+  margin: 0;
+  padding: 20px;
+  background: var(--surface-1, #fff);
+  border: 1px solid var(--color-line-soft, rgba(0, 0, 0, 0.06));
+  border-radius: var(--main-radius, var(--radius, 8px));
+  box-shadow: 0 1px 4px rgba(15, 23, 42, 0.04);
 }
+
+@media (max-width: 480px) {
+  .uc-asset-tabs,
+  .uc-asset-tabs.aksrt-panel {
+    padding: 14px;
+  }
+}
+
 .uc-asset-tabs.aksrt-panel {
-  background: transparent;
-  border: 0;
-  box-shadow: none;
-  padding: 0;
   margin-bottom: 0;
 }
 .uc-asset-tabs__nav {