feat(credits): exchange balance for points

Replace the legacy points-to-balance and external points purchase flows
with direct integer balance-to-points exchange. Enforce exchange and
points-transfer limits and capability checks across the UI and REST API.

assets/admin/src/schema/sections/payment/recharge.js

@@ -20,9 +20,11 @@ export const rechargeSchema = {
     pay_balance_pass_charge_s: false,
     pay_balance_pass_charge_desc: '',
     pay_balance_pass_charge_only_password: false,
-    pay_balance_exchange_s: false,
+    pay_balance_points_exchange_s: false,
-    pay_balance_exchange_rate: 100,
+    pay_balance_points_exchange_rate: 100,
-    pay_balance_exchange_desc: '',
+    pay_balance_points_exchange_min_points: 100,
+    pay_balance_points_exchange_daily_max_points: 100000,
+    pay_balance_points_exchange_desc: '',
     pay_balance_withdraw_s: false,
   },
   groups: [
@@ -79,12 +81,14 @@ export const rechargeSchema = {
     },
     {
       key: 'exchange',
-      title: '积分兑换',
+      title: '余额兑换积分',
       icon: 'fas fa-coins',
       fields: [
-        { key: 'pay_balance_exchange_s', label: '启用积分兑换', type: 'switch', default: false },
+        { key: 'pay_balance_points_exchange_s', label: '启用余额兑换积分', type: 'switch', default: false, dependsOn: { key: 'pay_balance_s', value: true } },
-        { key: 'pay_balance_exchange_rate', label: '兑换比例', type: 'number', default: 100, min: 1, max: 10000, help: 'N 积分 = 1 元', dependsOn: { key: 'pay_balance_exchange_s', value: true } },
+        { key: 'pay_balance_points_exchange_rate', label: '兑换比例', type: 'number', default: 100, min: 1, max: 10000, help: '1 余额 = N 积分', dependsOn: { key: 'pay_balance_points_exchange_s', value: true } },
-        { key: 'pay_balance_exchange_desc', label: '兑换说明', type: 'textarea', default: '', dependsOn: { key: 'pay_balance_exchange_s', value: true } },
+        { key: 'pay_balance_points_exchange_min_points', label: '单笔最低购买积分', type: 'number', default: 100, min: 1, max: 10000000, dependsOn: { key: 'pay_balance_points_exchange_s', value: true } },
+        { key: 'pay_balance_points_exchange_daily_max_points', label: '每日最高购买积分', type: 'number', default: 100000, min: 1, max: 10000000, dependsOn: { key: 'pay_balance_points_exchange_s', value: true } },
+        { key: 'pay_balance_points_exchange_desc', label: '兑换说明', type: 'textarea', default: '', dependsOn: { key: 'pay_balance_points_exchange_s', value: true } },
       ],
     },
     {

assets/admin/src/schema/sections/users/credits.js

@@ -5,8 +5,6 @@ export const creditsSchema = {
   description: '积分规则、积分日志、用户积分管理。',
   defaults: {
     points_s: true,
-    points_pay_s: false,
-    points_rate: 100,
     points_name: '积分',
     points_decimal: 2,
     points_earn_daily_limit: 50,
@@ -43,12 +41,6 @@ export const creditsSchema = {
       icon: 'fas fa-coins',
       fields: [
         { key: 'points_s', label: '启用积分系统', type: 'switch', default: true },
-        { key: 'points_pay_s', label: '启用购买积分', type: 'switch', default: false, help: '对齐 zibll points_pay_s：允许用户用现金/余额购买积分。' },
-        { key: 'points_rate', label: '积分汇率（1元=N积分）', type: 'number', default: 100, min: 1, max: 10000, dependsOn: { key: 'points_pay_s', value: true } },
-        { key: 'pay_points_desc', label: '购买积分说明', type: 'textarea', default: '', dependsOn: { key: 'points_pay_s', value: true } },
-        { key: 'pay_points_product', label: '积分套餐', type: 'textarea', default: '', help: '每行：支付金额|积分数量|标题。留空则仅自定义数量。', dependsOn: { key: 'points_pay_s', value: true } },
-        { key: 'pay_points_product_custom_s', label: '允许自定义积分数量', type: 'switch', default: true, dependsOn: { key: 'points_pay_s', value: true } },
-        { key: 'pay_points_product_custom_limit', label: '自定义积分上限', type: 'number', default: 99999, min: 1, max: 999999, dependsOn: { key: 'points_pay_s', value: true } },
         { key: 'points_name', label: '积分名称', type: 'input', default: '积分' },
         { key: 'points_decimal', label: '积分小数位数', type: 'number', default: 2, min: 0, max: 4 },
       ],

assets/js/credits.js

@@ -692,6 +692,10 @@
 		var recipientInput = modal.querySelector('[data-aksrt-transfer-recipient]');
 		var typeInput = modal.querySelector('[data-aksrt-transfer-type]');
 		var title = modal.querySelector('[data-aksrt-transfer-title]');
+		var amountLabel = modal.querySelector('[data-aksrt-transfer-amount-label]');
+		var balanceInfo = modal.querySelector('[data-aksrt-transfer-balance-info]');
+		var pointsInfo = modal.querySelector('[data-aksrt-transfer-points-info]');
+		var pointsTransferMin = 1;
 		var searchTimer = null;
 		var busy = false;
 		function setTip(text, isError) {
@@ -702,8 +706,21 @@
 		document.querySelectorAll('[data-aksrt-transfer-open]').forEach(function (btn) {
 			btn.addEventListener('click', function () {
 				var type = btn.getAttribute('data-aksrt-transfer-open') || 'balance';
+				pointsTransferMin = type === 'points'
+					? Math.max(1, parseInt(btn.getAttribute('data-aksrt-transfer-min') || '1', 10) || 1)
+					: 1;
 				if (typeInput) typeInput.value = type;
 				if (title) title.textContent = type === 'points' ? '积分转账' : '余额转账';
+				var amountEl = form ? form.querySelector('[data-aksrt-transfer-amount]') : null;
+				if (amountEl) {
+					amountEl.min = type === 'points' ? String(pointsTransferMin) : '0.01';
+					amountEl.step = type === 'points' ? '1' : '0.01';
+					amountEl.inputMode = type === 'points' ? 'numeric' : 'decimal';
+					amountEl.value = '';
+				}
+				if (amountLabel) amountLabel.textContent = type === 'points' ? '积分' : '金额';
+				if (balanceInfo) balanceInfo.hidden = type === 'points';
+				if (pointsInfo) pointsInfo.hidden = type !== 'points';
 				if (results) results.innerHTML = '';
 				if (selected) selected.textContent = '';
 				if (recipientInput) recipientInput.value = '';
@@ -762,7 +779,7 @@
 				setTip('请选择收款用户', true);
 				return;
 			}
-			if (!(parseFloat(amount) > 0)) {
+			if (!(parseFloat(amount) > 0) || (type === 'points' && (!Number.isInteger(Number(amount)) || Number(amount) < pointsTransferMin))) {
 				setTip('请输入有效金额', true);
 				return;
 			}
@@ -787,102 +804,49 @@
 		});
 	}
 
-	function initExchange() {
+	function initPointsExchange() {
-		var modal = document.querySelector('[data-aksrt-exchange-modal]');
+		var modal = document.querySelector('[data-aksrt-points-exchange-modal]');
 		if (!modal) return;
-		var form = modal.querySelector('[data-aksrt-exchange-form]');
+		var form = modal.querySelector('[data-aksrt-points-exchange-form]');
-		var tip = modal.querySelector('[data-aksrt-exchange-tip]');
+		var tip = modal.querySelector('[data-aksrt-points-exchange-tip]');
+		var amountEl = form ? form.querySelector('[data-aksrt-points-exchange-amount]') : null;
+		var preview = form ? form.querySelector('[data-aksrt-points-exchange-preview]') : null;
 		var busy = false;
 		function setTip(text, isError) {
 			if (!tip) return;
 			tip.textContent = text || '';
 			tip.classList.toggle('is-error', !!isError);
 		}
-		document.querySelectorAll('[data-aksrt-exchange-open]').forEach(function (btn) {
+		document.querySelectorAll('[data-aksrt-points-exchange-open]').forEach(function (btn) {
 			btn.addEventListener('click', function () { openModal(modal); });
 		});
-		modal.querySelectorAll('[data-aksrt-exchange-close]').forEach(function (btn) {
+		modal.querySelectorAll('[data-aksrt-points-exchange-close]').forEach(function (btn) {
 			btn.addEventListener('click', function () { closeModal(modal); });
 		});
 		if (!form) return;
+		function updatePreview() {
+			if (!preview || !amountEl) return;
+			var amount = Number(amountEl.value || '0');
+			var rate = Number(amountEl.getAttribute('data-aksrt-points-exchange-rate') || '0');
+			preview.textContent = Number.isInteger(amount) && amount > 0 && rate > 0
+				? '预计获得 ' + (amount * rate) + ' 积分'
+				: '';
+		}
+		amountEl.addEventListener('input', updatePreview);
+		updatePreview();
 		form.addEventListener('submit', function (e) {
 			e.preventDefault();
 			if (busy) return;
-			var pointsEl = form.querySelector('[data-aksrt-exchange-points]');
+			var amount = amountEl ? Number(amountEl.value || '0') : 0;
-			var points = pointsEl ? parseInt(pointsEl.value || '0', 10) : 0;
+			if (!Number.isInteger(amount) || !(amount > 0)) {
-			if (!(points > 0)) {
+				setTip('请输入正整数余额', true);
-				setTip('请输入兑换积分数量', true);
 				return;
 			}
 			busy = true;
 			setTip('正在兑换…');
-			api('/pay/balance/exchange', {
+			api('/pay/balance/points-exchange', {
 				method: 'POST',
-				body: JSON.stringify({ points: points })
+				body: JSON.stringify({ amount: amount })
-			}).then(function (r) {
-				busy = false;
-				if (!r.ok || (r.json && r.json.code && !r.json.success)) {
-					setTip((r.json && r.json.message) || '兑换失败', true);
-					return;
-				}
-				var data = (r.json && r.json.data) ? r.json.data : r.json;
-				setTip((data && data.message) || '兑换成功，正在刷新…');
-				window.location.reload();
-			}).catch(function () {
-				busy = false;
-				setTip('网络错误，请重试', true);
-			});
-		});
-	}
-
-	function initPointsBuy() {
-		var modal = document.querySelector('[data-aksrt-points-buy-modal]');
-		if (!modal) return;
-		var form = modal.querySelector('[data-aksrt-points-buy-form]');
-		var tip = modal.querySelector('[data-aksrt-points-buy-tip]');
-		var busy = false;
-		function setTip(text, isError) {
-			if (!tip) return;
-			tip.textContent = text || '';
-			tip.classList.toggle('is-error', !!isError);
-		}
-		document.querySelectorAll('[data-aksrt-points-buy-open]').forEach(function (btn) {
-			btn.addEventListener('click', function () { openModal(modal); });
-		});
-		modal.querySelectorAll('[data-aksrt-points-buy-close]').forEach(function (btn) {
-			btn.addEventListener('click', function () { closeModal(modal); });
-		});
-		modal.querySelectorAll('.uc-charge-package input').forEach(function (inp) {
-			inp.addEventListener('change', function () {
-				modal.querySelectorAll('.uc-charge-package').forEach(function (el) {
-					el.classList.toggle('is-active', el.contains(inp) && inp.checked);
-				});
-			});
-		});
-		if (!form) return;
-		form.addEventListener('submit', function (e) {
-			e.preventDefault();
-			if (busy) return;
-			var pkgInput = form.querySelector('input[name="points_package"]:checked') || form.querySelector('input[name="points_package"]');
-			var pkg = pkgInput ? pkgInput.value : 'custom';
-			var customEl = form.querySelector('[data-aksrt-points-buy-custom]');
-			var custom = customEl ? parseInt(customEl.value || '0', 10) : 0;
-			if (custom > 0) pkg = 'custom';
-			if (pkg === 'custom' && !(custom > 0)) {
-				setTip('请输入购买积分数量', true);
-				return;
-			}
-			var methodEl = form.querySelector('input[name="points_pay_method"]:checked');
-			var method = methodEl ? methodEl.value : 'alipay';
-			busy = true;
-			setTip('正在创建订单…');
-			api('/pay/points/buy', {
-				method: 'POST',
-				body: JSON.stringify({
-					package: pkg,
-					custom_points: custom,
-					payment_method: method
-				})
 			}).then(function (r) {
 				busy = false;
 				if (!r.ok || (r.json && r.json.code && !r.json.success)) {
@@ -890,12 +854,6 @@
 					return;
 				}
 				var data = (r.json && r.json.data) ? r.json.data : r.json;
-				if (data && data.redirect && (data.payment_url || data.qr_content)) {
-					if (data.payment_url) window.open(data.payment_url, '_blank');
-					setTip(data.message || '请完成支付，支付成功后将自动刷新。');
-					if (data.order_number) activePoll = pollPaidOrder(data.order_number, setTip, ['credits', 'orders']);
-					return;
-				}
 				setTip((data && data.message) || '购买成功，正在刷新…');
 				window.location.reload();
 			}).catch(function () {
@@ -1044,8 +1002,7 @@
 		initCardPass();
 		initBalanceCharge();
 		initTransfer();
-		initExchange();
+		initPointsExchange();
-		initPointsBuy();
 		initWithdraw();
 		initWithdrawHistory();
 		initAssetTabs();

inc/helpers/aksrt-credits.php

@@ -56,6 +56,10 @@ if (!function_exists('aksrt_credits_label')) {
             'free_post_favorite'=> __('文章被收藏', 'aksrt'),
             'free_comment_new'=> __('发表评论', 'aksrt'),
             'free_comment_like'=> __('评论被赞', 'aksrt'),
+            'points_exchange_in' => __('余额兑换积分', 'aksrt'),
+            'transfer_in' => __('积分转入', 'aksrt'),
+            'transfer_out' => __('积分转出', 'aksrt'),
+            'transfer_refund' => __('积分转账退款', 'aksrt'),
         ];
         if (isset($map[$reason])) {
             return $map[$reason];

inc/helpers/user-center-renderers/credits-balance.php

@@ -24,8 +24,9 @@ $points_transfer_on = !empty($all_settings['points_transfer_s']);
 if ($points_transfer_on && class_exists('\AKSRT\Settings\Capabilities') && !\AKSRT\Settings\Capabilities::user_can('points_transfer', $points_uid)) {
 	$points_transfer_on = false;
 }
-$points_buy_on = class_exists('\AKSRT\Credits\BalanceService') && \AKSRT\Credits\BalanceService::get_instance()->points_buy_enabled();
+$points_transfer_min = max(1, (int) ($all_settings['points_transfer_min'] ?? 1));
-$points_buy_view = $points_buy_on ? \AKSRT\Credits\BalanceService::get_instance()->get_points_buy_view((int) ($user_id ?? 0)) : [];
+$points_exchange = class_exists('\AKSRT\Settings\Settings') ? \AKSRT\Settings\Settings::get_payment_recharge_settings()['points_exchange'] ?? [] : [];
+$points_exchange_on = !empty($points_exchange['enabled']) && class_exists('\AKSRT\Credits\Balance') && \AKSRT\Credits\Balance::enabled();
 $currency = (string) ($currency_name ?? __('积分', 'aksrt'));
 ?>
 <div class="uc-asset-card uc-asset-card--points">
@@ -46,10 +47,10 @@ $currency = (string) ($currency_name ?? __('积分', 'aksrt'));
 		</div>
 		<div class="uc-asset-card__actions flex0">
 			<?php if ($points_transfer_on) : ?>
-				<button type="button" class="but c-green mr6 hollow" data-aksrt-transfer-open="points"><?php esc_html_e('转账', 'aksrt'); ?></button>
+				<button type="button" class="but c-green mr6 hollow" data-aksrt-transfer-open="points" data-aksrt-transfer-min="<?php echo esc_attr((string) $points_transfer_min); ?>"><?php esc_html_e('转账', 'aksrt'); ?></button>
 			<?php endif; ?>
-			<?php if ($points_buy_on) : ?>
+			<?php if ($points_exchange_on) : ?>
-				<button type="button" class="but c-green" data-aksrt-points-buy-open><?php esc_html_e('购买积分', 'aksrt'); ?></button>
+				<button type="button" class="but c-green" data-aksrt-points-exchange-open><?php esc_html_e('购买积分', 'aksrt'); ?></button>
 			<?php endif; ?>
 		</div>
 	</div>
@@ -57,54 +58,25 @@ $currency = (string) ($currency_name ?? __('积分', 'aksrt'));
 	<button type="button" class="uc-asset-card__link muted-2-color em09" data-aksrt-asset-tab="points_free"><?php esc_html_e('做任务赚积分', 'aksrt'); ?><i class="fa fa-angle-right em12 ml3" aria-hidden="true"></i></button>
 </div>
 
-<?php if ($points_buy_on) :
+<?php if ($points_exchange_on) :
-	$pb_packages = is_array($points_buy_view['packages'] ?? null) ? $points_buy_view['packages'] : [];
+	$pb_rate = max(1, (int) ($points_exchange['rate'] ?? 100));
-	$pb_methods = is_array($points_buy_view['payment_methods'] ?? null) ? $points_buy_view['payment_methods'] : [];
+	$pb_min_points = max(1, (int) ($points_exchange['min_points'] ?? 100));
-	$pb_rate = (int) ($points_buy_view['rate'] ?? 100);
+	$pb_daily_max_points = max(1, (int) ($points_exchange['daily_max_points'] ?? 100000));
-	$pb_custom = !empty($points_buy_view['custom_s']);
-	$pb_limit = (int) ($points_buy_view['custom_limit'] ?? 99999);
 	?>
-<div class="uc-modal" id="aksrt-points-buy-modal" hidden data-aksrt-points-buy-modal>
+<div class="uc-modal" id="aksrt-points-exchange-modal" hidden data-aksrt-points-exchange-modal>
-	<div class="uc-modal__overlay" data-aksrt-points-buy-close></div>
+	<div class="uc-modal__overlay" data-aksrt-points-exchange-close></div>
 	<div class="uc-modal__dialog" role="dialog" aria-modal="true">
-		<button type="button" class="uc-modal__close" data-aksrt-points-buy-close aria-label="<?php esc_attr_e('关闭', 'aksrt'); ?>"><i class="fas fa-times" aria-hidden="true"></i></button>
+		<button type="button" class="uc-modal__close" data-aksrt-points-exchange-close aria-label="<?php esc_attr_e('关闭', 'aksrt'); ?>"><i class="fas fa-times" aria-hidden="true"></i></button>
 		<h3 class="uc-modal__title"><i class="fas fa-coins mr6" aria-hidden="true"></i><?php esc_html_e('购买积分', 'aksrt'); ?></h3>
-		<?php if (!empty($points_buy_view['desc'])) : ?>
+		<?php if (!empty($points_exchange['desc'])) : ?>
-			<div class="uc-modal__desc muted-box em09"><?php echo esc_html((string) $points_buy_view['desc']); ?></div>
+			<div class="uc-modal__desc muted-box em09"><?php echo esc_html((string) $points_exchange['desc']); ?></div>
 		<?php endif; ?>
-		<form data-aksrt-points-buy-form>
+		<form data-aksrt-points-exchange-form>
-			<?php if ($pb_packages) : ?>
+			<label class="muted-color em09"><?php esc_html_e('兑换余额', 'aksrt'); ?></label>
-				<div class="muted-color mb6"><?php esc_html_e('请选择积分套餐', 'aksrt'); ?></div>
+			<input type="number" class="uc-card-pass__input" name="amount" min="1" step="1" inputmode="numeric" data-aksrt-points-exchange-amount data-aksrt-points-exchange-rate="<?php echo esc_attr((string) $pb_rate); ?>">
-				<div class="uc-charge-packages">
+			<p class="muted-2-color em09 mt6"><?php printf(esc_html__('1 余额 = %d 积分；单笔至少 %d 积分，每日最多 %d 积分。', 'aksrt'), $pb_rate, $pb_min_points, $pb_daily_max_points); ?></p>
-					<?php foreach ($pb_packages as $idx => $pkg) : ?>
+			<p class="muted-2-color em09 mt6" data-aksrt-points-exchange-preview></p>
-						<label class="uc-charge-package<?php echo $idx === 0 ? ' is-active' : ''; ?>">
+			<p class="uc-modal__tip" data-aksrt-points-exchange-tip></p>
-							<input type="radio" name="points_package" value="<?php echo esc_attr((string) $pkg['key']); ?>" <?php checked($idx === 0); ?>>
-							<div class="uc-charge-package__credit"><?php echo esc_html((string) (int) $pkg['points']); ?> <span class="px12"><?php echo esc_html($currency); ?></span></div>
-							<div class="uc-charge-package__pay c-red"><span class="px12">￥</span><?php echo esc_html((string) $pkg['pay_price']); ?></div>
-						</label>
-					<?php endforeach; ?>
-				</div>
-			<?php endif; ?>
-			<?php if ($pb_custom) : ?>
-				<div class="muted-color mt16 mb6"><?php echo $pb_packages ? esc_html__('自定义积分数量', 'aksrt') : esc_html__('请输入购买积分数量', 'aksrt'); ?></div>
-				<input type="number" class="uc-card-pass__input" name="custom_points" min="<?php echo esc_attr((string) $pb_rate); ?>" max="<?php echo esc_attr((string) $pb_limit); ?>" step="1" data-aksrt-points-buy-custom>
-				<p class="muted-2-color em09 mt6"><?php printf(esc_html__('1 元 = %d 积分', 'aksrt'), $pb_rate); ?></p>
-				<?php if (!$pb_packages) : ?>
-					<input type="hidden" name="points_package" value="custom">
-				<?php endif; ?>
-			<?php endif; ?>
-			<?php if ($pb_methods) : ?>
-				<div class="muted-color mt16 mb6"><?php esc_html_e('支付方式', 'aksrt'); ?></div>
-				<div class="uc-charge-methods">
-					<?php foreach ($pb_methods as $mi => $m) : ?>
-						<label class="uc-charge-method">
-							<input type="radio" name="points_pay_method" value="<?php echo esc_attr((string) ($m['id'] ?? '')); ?>" <?php checked($mi === 0); ?>>
-							<span><?php echo esc_html((string) ($m['name'] ?? $m['id'] ?? '')); ?></span>
-						</label>
-					<?php endforeach; ?>
-				</div>
-			<?php endif; ?>
-			<p class="uc-modal__tip" data-aksrt-points-buy-tip></p>
 			<button type="submit" class="but jb-blue btn-block mt10"><?php esc_html_e('立即购买', 'aksrt'); ?></button>
 		</form>
 	</div>

inc/helpers/user-center-renderers/credits-wallet.php

@@ -26,7 +26,6 @@ $transfer_on = !empty($recharge['transfer']['enabled']);
 if ($transfer_on && class_exists('\AKSRT\Settings\Capabilities') && !\AKSRT\Settings\Capabilities::user_can('balance_transfer', $uid)) {
 	$transfer_on = false;
 }
-$exchange_on = !empty($recharge['exchange']['enabled']);
 $all_settings = class_exists('\AKSRT\Settings\Settings') ? \AKSRT\Settings\Settings::get_all() : [];
 $withdraw_on = !empty($all_settings['pay_balance_withdraw_s']);
 if ($withdraw_on && class_exists('\AKSRT\Settings\Capabilities') && !\AKSRT\Settings\Capabilities::user_can('balance_withdraw', $uid)) {
@@ -89,18 +88,9 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 			<button type="button" class="but b-blue-2" data-aksrt-charge-open><?php esc_html_e('充值', 'aksrt'); ?></button>
 		</div>
 	</div>
-	<?php if ($exchange_on) : ?>
-		<button type="button" class="uc-asset-card__link muted-2-color em09" data-aksrt-exchange-open>
-			<?php
-			$rate = (int) ($recharge['exchange']['rate'] ?? 100);
-			printf(esc_html__('积分兑换余额（%d 积分 = 1 元）', 'aksrt'), $rate);
-			?>
-			<i class="fa fa-angle-right em12 ml3" aria-hidden="true"></i>
-		</button>
-	<?php endif; ?>
 	<?php if ($withdraw_on) : ?>
 		<div class="uc-asset-card__foot muted-2-color em09 mt6">
-			<span><?php printf(esc_html__('处理中冻结 %s', 'aksrt'), esc_html(class_exists('\AKSRT\Credits\Balance') ? \AKSRT\Credits\Balance::format((float) $withdraw_pending_hold) : number_format_i18n((float) $withdraw_pending_hold, 2))); ?></span>
+			<span><?php printf(esc_html__('冻结中 %s', 'aksrt'), esc_html(class_exists('\AKSRT\Credits\Balance') ? \AKSRT\Credits\Balance::format((float) $withdraw_pending_hold) : number_format_i18n((float) $withdraw_pending_hold, 2))); ?></span>
 		</div>
 	<?php endif; ?>
 </div>
@@ -181,60 +171,6 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 	</div>
 </div>
 
-<!-- Transfer modal (balance) -->
-<div class="uc-modal" id="aksrt-transfer-modal" hidden data-aksrt-transfer-modal>
-	<div class="uc-modal__overlay" data-aksrt-transfer-close></div>
-	<div class="uc-modal__dialog" role="dialog" aria-modal="true">
-		<button type="button" class="uc-modal__close" data-aksrt-transfer-close aria-label="<?php esc_attr_e('关闭', 'aksrt'); ?>"><i class="fas fa-times" aria-hidden="true"></i></button>
-		<h3 class="uc-modal__title" data-aksrt-transfer-title><?php esc_html_e('余额转账', 'aksrt'); ?></h3>
-		<form data-aksrt-transfer-form>
-			<input type="hidden" name="type" value="balance" data-aksrt-transfer-type>
-			<div class="mb10">
-				<label class="muted-color em09"><?php esc_html_e('收款用户', 'aksrt'); ?></label>
-				<input type="search" class="uc-card-pass__input" data-aksrt-transfer-search placeholder="<?php esc_attr_e('搜索用户名/昵称/邮箱', 'aksrt'); ?>" autocomplete="off">
-				<div class="uc-transfer-results" data-aksrt-transfer-results></div>
-				<input type="hidden" name="recipient" value="" data-aksrt-transfer-recipient>
-				<div class="uc-transfer-selected muted-2-color em09 mt6" data-aksrt-transfer-selected></div>
-			</div>
-			<div class="mb10">
-				<label class="muted-color em09"><?php esc_html_e('金额', 'aksrt'); ?></label>
-				<input type="number" class="uc-card-pass__input" name="amount" min="0.01" step="0.01" data-aksrt-transfer-amount>
-			</div>
-			<?php if (!empty($recharge['transfer']['desc'])) : ?>
-				<div class="muted-box em09 mb10"><?php echo esc_html((string) $recharge['transfer']['desc']); ?></div>
-			<?php endif; ?>
-			<?php if (!empty($recharge['transfer']['service_charge'])) : ?>
-				<div class="c-yellow em09 mb10"><?php printf(esc_html__('转账将扣除 %s%% 手续费', 'aksrt'), esc_html((string) (int) $recharge['transfer']['service_charge'])); ?></div>
-			<?php endif; ?>
-			<p class="uc-modal__tip" data-aksrt-transfer-tip></p>
-			<button type="submit" class="but jb-blue btn-block" data-aksrt-transfer-submit><?php esc_html_e('确认转账', 'aksrt'); ?></button>
-		</form>
-	</div>
-</div>
-
-<!-- Exchange modal -->
-<?php if ($exchange_on) : ?>
-<div class="uc-modal" id="aksrt-exchange-modal" hidden data-aksrt-exchange-modal>
-	<div class="uc-modal__overlay" data-aksrt-exchange-close></div>
-	<div class="uc-modal__dialog" role="dialog" aria-modal="true">
-		<button type="button" class="uc-modal__close" data-aksrt-exchange-close aria-label="<?php esc_attr_e('关闭', 'aksrt'); ?>"><i class="fas fa-times" aria-hidden="true"></i></button>
-		<h3 class="uc-modal__title"><?php esc_html_e('积分兑换余额', 'aksrt'); ?></h3>
-		<?php if (!empty($recharge['exchange']['desc'])) : ?>
-			<div class="muted-box em09 mb10"><?php echo esc_html((string) $recharge['exchange']['desc']); ?></div>
-		<?php endif; ?>
-		<form data-aksrt-exchange-form>
-			<label class="muted-color em09"><?php esc_html_e('兑换积分数量', 'aksrt'); ?></label>
-			<input type="number" class="uc-card-pass__input" name="points" min="<?php echo esc_attr((string) (int) ($recharge['exchange']['rate'] ?? 100)); ?>" step="1" data-aksrt-exchange-points>
-			<p class="muted-2-color em09 mt6">
-				<?php printf(esc_html__('比例：%d 积分 = 1 元（向下取整）', 'aksrt'), (int) ($recharge['exchange']['rate'] ?? 100)); ?>
-			</p>
-			<p class="uc-modal__tip" data-aksrt-exchange-tip></p>
-			<button type="submit" class="but jb-blue btn-block" data-aksrt-exchange-submit><?php esc_html_e('确认兑换', 'aksrt'); ?></button>
-		</form>
-	</div>
-</div>
-<?php endif; ?>
-
 <?php if ($withdraw_on) :
 	$withdraw_modal_rendered = !empty($GLOBALS['aksrt_withdraw_modal_rendered']);
 	if (!$withdraw_modal_rendered) {

inc/helpers/user-center-renderers/profile-credits.php

@@ -42,6 +42,10 @@ if ($show_credits) {
 	require $dir . '/credits-signin.php';
 }
 
+if ($show_wallet || $show_credits) {
+	require $dir . '/transfer-modal.php';
+}
+
 // Tabbed ledgers (Zibll record tabs).
 if ($show_wallet || $show_credits) :
 	$active_record = $show_wallet ? 'balance' : 'points';

inc/helpers/user-center-renderers/transfer-modal.php

@@ -0,0 +1,53 @@
+<?php
+/**
+ * Shared transfer modal for balance and points assets.
+ *
+ * @package AKSRT
+ */
+
+defined('ABSPATH') || exit;
+
+$transfer_recharge = class_exists('\AKSRT\Settings\Settings') && method_exists('\AKSRT\Settings\Settings', 'get_payment_recharge_settings')
+	? \AKSRT\Settings\Settings::get_payment_recharge_settings()
+	: [];
+$transfer_all_settings = class_exists('\AKSRT\Settings\Settings') ? \AKSRT\Settings\Settings::get_all() : [];
+$points_transfer_min = max(1, (int) ($transfer_all_settings['points_transfer_min'] ?? 1));
+$points_transfer_fee = max(0, min(50, (int) ($transfer_all_settings['points_service_charge'] ?? 0)));
+?>
+<div class="uc-modal" id="aksrt-transfer-modal" hidden data-aksrt-transfer-modal>
+	<div class="uc-modal__overlay" data-aksrt-transfer-close></div>
+	<div class="uc-modal__dialog" role="dialog" aria-modal="true">
+		<button type="button" class="uc-modal__close" data-aksrt-transfer-close aria-label="<?php esc_attr_e('关闭', 'aksrt'); ?>"><i class="fas fa-times" aria-hidden="true"></i></button>
+		<h3 class="uc-modal__title" data-aksrt-transfer-title><?php esc_html_e('余额转账', 'aksrt'); ?></h3>
+		<form data-aksrt-transfer-form>
+			<input type="hidden" name="type" value="balance" data-aksrt-transfer-type>
+			<div class="mb10">
+				<label class="muted-color em09"><?php esc_html_e('收款用户', 'aksrt'); ?></label>
+				<input type="search" class="uc-card-pass__input" data-aksrt-transfer-search placeholder="<?php esc_attr_e('搜索用户名/昵称/邮箱', 'aksrt'); ?>" autocomplete="off">
+				<div class="uc-transfer-results" data-aksrt-transfer-results></div>
+				<input type="hidden" name="recipient" value="" data-aksrt-transfer-recipient>
+				<div class="uc-transfer-selected muted-2-color em09 mt6" data-aksrt-transfer-selected></div>
+			</div>
+			<div class="mb10">
+				<label class="muted-color em09" data-aksrt-transfer-amount-label><?php esc_html_e('金额', 'aksrt'); ?></label>
+				<input type="number" class="uc-card-pass__input" name="amount" min="0.01" step="0.01" data-aksrt-transfer-amount>
+			</div>
+			<div data-aksrt-transfer-balance-info>
+				<?php if (!empty($transfer_recharge['transfer']['desc'])) : ?>
+					<div class="muted-box em09 mb10"><?php echo esc_html((string) $transfer_recharge['transfer']['desc']); ?></div>
+				<?php endif; ?>
+				<?php if (!empty($transfer_recharge['transfer']['service_charge'])) : ?>
+					<div class="c-yellow em09 mb10"><?php printf(esc_html__('转账将扣除 %s%% 手续费', 'aksrt'), esc_html((string) (int) $transfer_recharge['transfer']['service_charge'])); ?></div>
+				<?php endif; ?>
+			</div>
+			<div class="muted-box em09 mb10" hidden data-aksrt-transfer-points-info>
+				<?php printf(esc_html__('积分转账仅支持正整数，单笔至少 %d 积分。', 'aksrt'), $points_transfer_min); ?>
+				<?php if ($points_transfer_fee > 0) : ?>
+					<?php printf(esc_html__(' 将扣除 %d%% 手续费。', 'aksrt'), $points_transfer_fee); ?>
+				<?php endif; ?>
+			</div>
+			<p class="uc-modal__tip" data-aksrt-transfer-tip></p>
+			<button type="submit" class="but jb-blue btn-block" data-aksrt-transfer-submit><?php esc_html_e('确认转账', 'aksrt'); ?></button>
+		</form>
+	</div>
+</div>

src/Admin/Schema/SchemaPayment.php

@@ -46,10 +46,12 @@ class SchemaPayment {
                             ['key' => 'pay_balance_pass_charge_desc', 'label' => '卡密兑换说明', 'type' => 'textarea', 'default' => '', 'dependsOn' => ['key' => 'pay_balance_pass_charge_s', 'value' => true]],
                             ['key' => 'pay_balance_pass_charge_only_password', 'label' => '仅密码兑换', 'type' => 'switch', 'default' => false, 'dependsOn' => ['key' => 'pay_balance_pass_charge_s', 'value' => true]],
                         ]],
-                        ['key' => 'exchange', 'title' => '积分兑换', 'fields' => [
+                        ['key' => 'points-exchange', 'title' => '余额兑换积分', 'fields' => [
-                            ['key' => 'pay_balance_exchange_s', 'label' => '启用积分兑换', 'type' => 'switch', 'default' => false],
+                            ['key' => 'pay_balance_points_exchange_s', 'label' => '启用余额兑换积分', 'type' => 'switch', 'default' => false, 'dependsOn' => ['key' => 'pay_balance_s', 'value' => true]],
-                            ['key' => 'pay_balance_exchange_rate', 'label' => '兑换比例', 'type' => 'number', 'default' => 100, 'min' => 1, 'max' => 10000, 'dependsOn' => ['key' => 'pay_balance_exchange_s', 'value' => true]],
+                            ['key' => 'pay_balance_points_exchange_rate', 'label' => '兑换比例', 'type' => 'number', 'default' => 100, 'min' => 1, 'max' => 10000, 'help' => '1 余额 = N 积分', 'dependsOn' => ['key' => 'pay_balance_points_exchange_s', 'value' => true]],
-                            ['key' => 'pay_balance_exchange_desc', 'label' => '兑换说明', 'type' => 'textarea', 'default' => '', 'dependsOn' => ['key' => 'pay_balance_exchange_s', 'value' => true]],
+                            ['key' => 'pay_balance_points_exchange_min_points', 'label' => '单笔最低购买积分', 'type' => 'number', 'default' => 100, 'min' => 1, 'max' => 10000000, 'dependsOn' => ['key' => 'pay_balance_points_exchange_s', 'value' => true]],
+                            ['key' => 'pay_balance_points_exchange_daily_max_points', 'label' => '每日最高购买积分', 'type' => 'number', 'default' => 100000, 'min' => 1, 'max' => 10000000, 'dependsOn' => ['key' => 'pay_balance_points_exchange_s', 'value' => true]],
+                            ['key' => 'pay_balance_points_exchange_desc', 'label' => '兑换说明', 'type' => 'textarea', 'default' => '', 'dependsOn' => ['key' => 'pay_balance_points_exchange_s', 'value' => true]],
                         ]],
                         ['key' => 'withdraw', 'title' => '余额提现', 'fields' => [
                             ['key' => 'pay_balance_withdraw_s', 'label' => '启用余额提现', 'type' => 'switch', 'default' => false, 'dependsOn' => ['key' => 'pay_balance_s', 'value' => true]],

src/Admin/Schema/SchemaUsers.php

@@ -515,8 +515,6 @@ class SchemaUsers {
                     'groups'     => [
                         ['key' => 'basic', 'title' => '积分基础', 'fields' => [
                             ['key' => 'points_s', 'label' => '启用积分系统', 'type' => 'switch', 'default' => true],
-                            ['key' => 'points_pay_s', 'label' => '积分支付', 'type' => 'switch', 'default' => false],
-                            ['key' => 'points_rate', 'label' => '积分兑换比例', 'type' => 'number', 'default' => 100, 'min' => 1, 'max' => 10000],
                             ['key' => 'points_name', 'label' => '积分名称', 'type' => 'input', 'default' => '积分'],
                             ['key' => 'points_decimal', 'label' => '积分小数位数', 'type' => 'number', 'default' => 2, 'min' => 0, 'max' => 4],
                         ]],

src/Core/DomainModel.php

@@ -28,8 +28,6 @@ class DomainModel {
     public const ORDER_PRODUCT_RESOURCE     = 'resource';
     public const ORDER_PRODUCT_VIP          = 'vip';
     public const ORDER_PRODUCT_RECHARGE     = 'recharge';
-    /** Cash purchase of points (zibll order_type=9). */
-    public const ORDER_PRODUCT_POINTS_BUY   = 'points_buy';
 
     /**
      * Human labels for aksrt_order.product_type (front-end order center).
@@ -41,7 +39,6 @@ class DomainModel {
             self::ORDER_PRODUCT_RESOURCE     => __('付费内容', 'aksrt'),
             self::ORDER_PRODUCT_VIP          => __('VIP 会员', 'aksrt'),
             self::ORDER_PRODUCT_RECHARGE     => __('余额充值', 'aksrt'),
-            self::ORDER_PRODUCT_POINTS_BUY   => __('购买积分', 'aksrt'),
         ];
     }
 

src/Credits/Balance.php

@@ -366,7 +366,8 @@ class Balance {
 			'tip_sent'          => __('打赏支出', 'aksrt'),
 			'tip_received'      => __('收到打赏', 'aksrt'),
 			'admin'             => __('管理员调整', 'aksrt'),
-			'exchange_from_credits' => __('积分兑换', 'aksrt'),
+			'points_exchange_out' => __('余额兑换积分', 'aksrt'),
+			'points_exchange_refund' => __('余额兑换积分退款', 'aksrt'),
 			'creator_income'   => __('创作收益结算', 'aksrt'),
 			'rebate'            => __('推广返佣结算', 'aksrt'),
 			'withdraw_hold'     => __('提现冻结', 'aksrt'),

src/Credits/BalanceService.php

@@ -10,7 +10,6 @@ defined('ABSPATH') || exit;
 class BalanceService {
     use BalanceServiceRest;
     use BalanceServiceCharge;
-    use BalanceServicePoints;
 
 	private static $instance = null;
 

src/Credits/BalanceServiceCharge.php

@@ -30,74 +30,6 @@ trait BalanceServiceCharge {
 			return;
 		}
 
-		// Points purchase fulfill (zibll order_type=9).
-		if ($type === \AKSRT\Core\DomainModel::ORDER_PRODUCT_POINTS_BUY) {
-			if (!class_exists('AKSRT\\Credits\\Credits')) {
-				return;
-			}
-			$note = json_decode((string) ($order['note'] ?? ''), true);
-			if (!is_array($note)) {
-				$note = [];
-			}
-			if (!empty($note['points_credited'])) {
-				return;
-			}
-			$rate = 100;
-			if (class_exists('\AKSRT\Settings\Settings')) {
-				$rate = max(1, (int) (\AKSRT\Settings\Settings::get_all()['points_rate'] ?? 100));
-			}
-			$points = isset($note['points_amount'])
-				? (int) $note['points_amount']
-				: (int) round((float) ($order['amount'] ?? 0) * $rate);
-			if ($points <= 0) {
-				return;
-			}
-			global $wpdb;
-			if ($wpdb->query('START TRANSACTION') === false) {
-				return;
-			}
-			$add = Credits::add(
-				$user_id,
-				$points,
-				'points_buy',
-				['type' => 'order', 'order' => $order_number],
-				sprintf(__('购买积分订单 %s', 'aksrt'), $order_number),
-				false
-			);
-			if (is_wp_error($add)) {
-				$wpdb->query('ROLLBACK');
-				return;
-			}
-			$note['points_credited'] = 1;
-			$note['credited_points'] = $points;
-			$updated = $wpdb->update(
-				$wpdb->prefix . 'aksrt_order',
-				['note' => wp_json_encode($note, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES)],
-				['order_number' => $order_number],
-				['%s'],
-				['%s']
-			);
-			if ($updated === false) {
-				$wpdb->query('ROLLBACK');
-				wp_cache_delete($user_id, 'user_meta');
-				return;
-			}
-			if ($wpdb->query('COMMIT') === false) {
-				$wpdb->query('ROLLBACK');
-				wp_cache_delete($user_id, 'user_meta');
-				return;
-			}
-			do_action('aksrt_credits_added', $user_id, $points, 'points_buy', (int) $add);
-			if (class_exists('\AKSRT\Payment\OrderRepository')) {
-				\AKSRT\Payment\OrderRepository::get_instance()->update_status(
-					$order_number,
-					\AKSRT\Payment\Order::STATUS_COMPLETED,
-					['note' => __('购买积分已到账。', 'aksrt')]
-				);
-			}
-			return;
-		}
-
 		if ($type !== \AKSRT\Core\DomainModel::ORDER_PRODUCT_RECHARGE) {
 			return;
 		}
@@ -204,11 +136,6 @@ trait BalanceServiceCharge {
 				'service_charge' => (int) ($cfg['transfer']['service_charge'] ?? 0),
 				'desc'           => (string) ($cfg['transfer']['desc'] ?? ''),
 			],
-			'exchange'      => [
-				'enabled' => !empty($cfg['exchange']['enabled']),
-				'rate'    => (int) ($cfg['exchange']['rate'] ?? 100),
-				'desc'    => (string) ($cfg['exchange']['desc'] ?? ''),
-			],
 			'pass_charge'   => is_array($cfg['pass_charge'] ?? null) ? $cfg['pass_charge'] : [],
 		];
 	}

src/Credits/BalanceServicePoints.php

@@ -1,241 +0,0 @@
-<?php
-/**
- * @package AKSRT
- */
-
-namespace AKSRT\Credits;
-
-defined('ABSPATH') || exit;
-
-trait BalanceServicePoints {
-
-
-
-	public function points_buy_enabled(): bool {
-		if (!class_exists('\AKSRT\Settings\Settings') || !\AKSRT\Settings\Settings::credits_enabled()) {
-			return false;
-		}
-		$all = \AKSRT\Settings\Settings::get_all();
-		return !empty($all['points_pay_s']);
-	}
-
-
-
-	/**
-	 * @return array<string,mixed>
-	 */
-	public function get_points_buy_view(int $user_id): array {
-		$all = class_exists('\AKSRT\Settings\Settings') ? \AKSRT\Settings\Settings::get_all() : [];
-		$rate = max(1, (int) ($all['points_rate'] ?? 100));
-		$packages_raw = (string) ($all['pay_points_product'] ?? '');
-		$packages = $this->parse_points_packages($packages_raw);
-		$custom_s = !isset($all['pay_points_product_custom_s']) || !empty($all['pay_points_product_custom_s']);
-		$custom_limit = max(1, (int) ($all['pay_points_product_custom_limit'] ?? 99999));
-		$methods = [];
-		if (function_exists('aksrt_list_cash_payment_methods')) {
-			foreach (aksrt_list_cash_payment_methods(true) as $m) {
-				$id = is_array($m) ? (string) ($m['id'] ?? '') : (string) $m;
-				if ($id === '') {
-					continue;
-				}
-				if ($id === 'balance' && !(class_exists('AKSRT\\Credits\\Balance') && Balance::enabled())) {
-					continue;
-				}
-				$methods[] = is_array($m) ? $m : ['id' => $id, 'name' => $id];
-			}
-		}
-		if (class_exists('AKSRT\\Credits\\Balance') && Balance::enabled()) {
-			$has_bal = false;
-			foreach ($methods as $m) {
-				if (($m['id'] ?? '') === 'balance') {
-					$has_bal = true;
-					break;
-				}
-			}
-			if (!$has_bal) {
-				array_unshift($methods, ['id' => 'balance', 'name' => __('站内余额', 'aksrt')]);
-			}
-		}
-		return [
-			'enabled' => $this->points_buy_enabled(),
-			'desc' => (string) ($all['pay_points_desc'] ?? ''),
-			'rate' => $rate,
-			'points' => class_exists('AKSRT\\Credits\\Credits') ? Credits::balance($user_id) : 0,
-			'packages' => $packages,
-			'custom_s' => $custom_s,
-			'custom_limit' => $custom_limit,
-			'payment_methods' => $methods,
-		];
-	}
-
-
-
-	/**
-	 * @return array<int,array{key:string,points:int,pay_price:float,title:string}>
-	 */
-	public function parse_points_packages(string $raw): array {
-		$out = [];
-		$lines = preg_split('/\r\n|\r|\n/', $raw) ?: [];
-		$i = 0;
-		foreach ($lines as $line) {
-			$line = trim((string) $line);
-			if ($line === '') {
-				continue;
-			}
-			// 支付金额|积分数量|标题
-			$parts = array_map('trim', explode('|', $line));
-			if (count($parts) < 2) {
-				continue;
-			}
-			$pay = (float) $parts[0];
-			$points = (int) $parts[1];
-			$title = $parts[2] ?? '';
-			if ($pay <= 0 || $points <= 0) {
-				continue;
-			}
-			$out[] = [
-				'key' => (string) $i,
-				'pay_price' => round($pay, 2),
-				'points' => $points,
-				'title' => $title !== '' ? $title : sprintf(__('%d 积分', 'aksrt'), $points),
-			];
-			$i++;
-		}
-		return $out;
-	}
-
-
-
-	/**
-	 * @return array<string,mixed>|\WP_Error
-	 */
-	public function create_points_buy_order(int $user_id, string $package_key, int $custom_points, string $payment_method) {
-		if ($user_id <= 0) {
-			return new \WP_Error('aksrt_need_login', __('请先登录', 'aksrt'), ['status' => 401]);
-		}
-		if (!class_exists('\AKSRT\Payment\OrderRepository') || !class_exists('\AKSRT\Payment\Order')) {
-			return new \WP_Error('aksrt_pay_unavailable', __('订单系统不可用', 'aksrt'), ['status' => 500]);
-		}
-		$view = $this->get_points_buy_view($user_id);
-		$rate = max(1, (int) ($view['rate'] ?? 100));
-		$points_amount = 0;
-		$pay_amount = 0.0;
-		$title = __('购买积分', 'aksrt');
-
-		if ($package_key === 'custom' || $package_key === '') {
-			if (empty($view['custom_s'])) {
-				return new \WP_Error('aksrt_custom_closed', __('未开放自定义数量', 'aksrt'), ['status' => 400]);
-			}
-			$custom_points = max(0, $custom_points);
-			$max = (int) ($view['custom_limit'] ?? 99999);
-			if ($custom_points < $rate || $custom_points > $max) {
-				return new \WP_Error('aksrt_custom_limit', sprintf(__('购买积分需在 %d ~ %d 之间', 'aksrt'), $rate, $max), ['status' => 400]);
-			}
-			$points_amount = $custom_points;
-			$pay_amount = round($custom_points / $rate, 2);
-			if ($pay_amount <= 0) {
-				$pay_amount = 0.01;
-			}
-			$title = sprintf(__('购买 %d 积分', 'aksrt'), $points_amount);
-			$package_key = 'custom';
-		} else {
-			$found = null;
-			foreach ((array) $view['packages'] as $pkg) {
-				if ((string) ($pkg['key'] ?? '') === (string) $package_key) {
-					$found = $pkg;
-					break;
-				}
-			}
-			if (!$found) {
-				return new \WP_Error('aksrt_invalid_package', __('积分套餐无效', 'aksrt'), ['status' => 400]);
-			}
-			$points_amount = (int) $found['points'];
-			$pay_amount = (float) $found['pay_price'];
-			$title = (string) $found['title'];
-		}
-		if ($points_amount <= 0 || $pay_amount <= 0) {
-			return new \WP_Error('aksrt_invalid_price', __('金额无效', 'aksrt'), ['status' => 400]);
-		}
-
-		$payment_method = sanitize_key($payment_method);
-		if ($payment_method === '') {
-			$methods = $view['payment_methods'] ?? [];
-			$payment_method = !empty($methods[0]['id']) ? (string) $methods[0]['id'] : 'alipay';
-		}
-
-		$note = wp_json_encode([
-			'points_buy' => 1,
-			'package' => $package_key,
-			'points_amount' => $points_amount,
-			'pay_amount' => $pay_amount,
-			'title' => $title,
-		], JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES);
-
-		$order_number = \AKSRT\Payment\OrderRepository::get_instance()->create([
-			'user_id' => $user_id,
-			'product_type' => \AKSRT\Core\DomainModel::ORDER_PRODUCT_POINTS_BUY,
-			'product_id' => 0,
-			'amount' => $pay_amount,
-			'currency' => 'CNY',
-			'status' => \AKSRT\Payment\Order::STATUS_PENDING,
-			'payment_method' => $payment_method,
-			'note' => is_string($note) ? $note : '',
-			'expires_at' => \AKSRT\Settings\PaymentRuntime::get_order_expiry_at(),
-		]);
-		if ($order_number === '') {
-			return new \WP_Error('aksrt_order_create_failed', __('创建订单失败', 'aksrt'), ['status' => 500]);
-		}
-		$order = \AKSRT\Payment\OrderRepository::get_instance()->get($order_number);
-		if (!$order) {
-			return new \WP_Error('aksrt_order_create_failed', __('创建订单失败', 'aksrt'), ['status' => 500]);
-		}
-		$order['subject'] = $title;
-		$order['payment_method'] = $payment_method;
-
-		if (!class_exists('\AKSRT\Payment\Gateway')) {
-			return new \WP_Error('aksrt_pay_unavailable', __('支付网关不可用', 'aksrt'), ['status' => 500]);
-		}
-		$resolved = \AKSRT\Payment\PaymentOrchestrator::resolve_gateway($payment_method);
-		if (empty($resolved['gateway'])) {
-			return new \WP_Error(
-				(string) ($resolved['error_code'] ?? 'aksrt_gateway_unavailable'),
-				(string) ($resolved['message'] ?? __('当前支付方式不可用', 'aksrt')),
-				['status' => 400, 'order_number' => $order_number]
-			);
-		}
-		$payment_result = \AKSRT\Payment\PaymentOrchestrator::pay($resolved['gateway'], $order, [
-			'paid_note' => __('购买积分支付完成', 'aksrt'),
-		]);
-		if (empty($payment_result['success'])) {
-			return new \WP_Error(
-				(string) ($payment_result['code'] ?? 'aksrt_pay_failed'),
-				(string) ($payment_result['message'] ?? __('支付失败', 'aksrt')),
-				['status' => 402, 'order_number' => $order_number]
-			);
-		}
-		if (!empty($payment_result['redirect'])) {
-			return [
-				'redirect' => true,
-				'payment_url' => (string) ($payment_result['payment_url'] ?? ''),
-				'qr_content' => (string) ($payment_result['qr_content'] ?? ''),
-				'order_number' => $order_number,
-				'amount' => $pay_amount,
-				'points_amount' => $points_amount,
-				'message' => $payment_result['message'],
-				'reload' => false,
-				'poll' => true,
-			];
-		}
-		// PaymentOrchestrator's paid transition already dispatched the fulfillment hook.
-		return [
-			'redirect' => false,
-			'order_number' => $order_number,
-			'amount' => $pay_amount,
-			'points_amount' => $points_amount,
-			'points' => Credits::balance($user_id),
-			'message' => __('购买成功', 'aksrt'),
-			'reload' => true,
-		];
-	}
-
-}

src/Credits/BalanceServiceRest.php

@@ -49,27 +49,10 @@ trait BalanceServiceRest {
 			],
 		]);
 
-		register_rest_route('aksrt/v1', '/pay/balance/exchange', [
+		register_rest_route('aksrt/v1', '/pay/balance/points-exchange', [
 			[
 				'methods'             => \WP_REST_Server::CREATABLE,
-				'callback'            => [$this, 'rest_exchange_from_credits'],
+				'callback'            => [$this, 'rest_exchange_balance_for_points'],
-				'permission_callback' => static function () {
-					return is_user_logged_in();
-				},
-			],
-		]);
-
-		register_rest_route('aksrt/v1', '/pay/points/buy', [
-			[
-				'methods'             => \WP_REST_Server::READABLE,
-				'callback'            => [$this, 'rest_points_buy_options'],
-				'permission_callback' => static function () {
-					return is_user_logged_in();
-				},
-			],
-			[
-				'methods'             => \WP_REST_Server::CREATABLE,
-				'callback'            => [$this, 'rest_points_buy_create'],
 				'permission_callback' => static function () {
 					return is_user_logged_in();
 				},
@@ -208,21 +191,28 @@ trait BalanceServiceRest {
 		}
 
 		// points transfer
-		$points_transfer_on = !empty(\AKSRT\Settings\Settings::get_all()['points_transfer_s']);
+		if (!class_exists('\AKSRT\Settings\Settings') || !\AKSRT\Settings\Settings::credits_enabled()) {
-		if (!class_exists('\AKSRT\Settings\Settings') || !\AKSRT\Settings\Settings::credits_enabled() || !$points_transfer_on) {
+			return new \WP_Error('aksrt_transfer_closed', __('积分转账未开启', 'aksrt'), ['status' => 403]);
+		}
+		$points_settings = \AKSRT\Settings\Settings::get_all();
+		if (empty($points_settings['points_transfer_s'])) {
 			return new \WP_Error('aksrt_transfer_closed', __('积分转账未开启', 'aksrt'), ['status' => 403]);
 		}
 		if (class_exists('\AKSRT\Settings\Capabilities') && !\AKSRT\Settings\Capabilities::user_can('points_transfer', $from_id)) {
 			return new \WP_Error('aksrt_transfer_forbidden', __('当前账号无权转账积分', 'aksrt'), ['status' => 403]);
 		}
-		$amount = (int) $amount_raw;
+		if (filter_var($amount_raw, FILTER_VALIDATE_INT) === false || (int) $amount_raw <= 0) {
-		if ($amount <= 0) {
 			return new \WP_Error('aksrt_transfer_amount', __('请输入有效积分', 'aksrt'), ['status' => 400]);
 		}
+		$amount = (int) $amount_raw;
+		$min_amount = max(1, (int) ($points_settings['points_transfer_min'] ?? 1));
+		if ($amount < $min_amount) {
+			return new \WP_Error('aksrt_transfer_minimum', sprintf(__('单笔转账至少需要 %d 积分', 'aksrt'), $min_amount), ['status' => 400]);
+		}
 		if (!class_exists('AKSRT\\Credits\\Credits')) {
 			return new \WP_Error('aksrt_credits_unavailable', __('积分系统不可用', 'aksrt'), ['status' => 500]);
 		}
-		$fee_rate = max(0, min(50, (int) (\AKSRT\Settings\Settings::get_all()['points_service_charge'] ?? 0)));
+		$fee_rate = max(0, min(50, (int) ($points_settings['points_service_charge'] ?? 0)));
 		$credit   = $fee_rate > 0 ? (int) floor($amount * (100 - $fee_rate) / 100) : $amount;
 		$from_user = wp_get_current_user();
 		$to_user   = get_userdata($recipient);
@@ -236,13 +226,26 @@ trait BalanceServiceRest {
 		if (is_wp_error($deduct)) {
 			return $deduct;
 		}
-		Credits::add(
+		$add = Credits::add(
 			$recipient,
 			$credit,
 			'transfer_in',
 			['type' => 'user', 'id' => $from_id],
 			sprintf(__('来自用户[%s]的转账', 'aksrt'), $from_user->display_name ?: (string) $from_id)
 		);
+		if (is_wp_error($add)) {
+			$refund = Credits::add(
+				$from_id,
+				$amount,
+				'transfer_refund',
+				['type' => 'user', 'id' => $recipient],
+				__('收款积分入账失败，已退回转账积分', 'aksrt')
+			);
+			if (is_wp_error($refund)) {
+				return new \WP_Error('aksrt_transfer_recovery_failed', __('收款积分入账失败，转账积分退回失败，请联系管理员', 'aksrt'), ['status' => 500]);
+			}
+			return $add;
+		}
 		return rest_ensure_response([
 			'success' => true,
 			'data'    => [
@@ -283,102 +286,82 @@ trait BalanceServiceRest {
 
 
 	/**
-	 * Exchange points → cash wallet (pay_balance_exchange_*).
+	 * Exchange integer cash-wallet balance for points.
 	 */
-	public function rest_exchange_from_credits(\WP_REST_Request $request) {
+	public function rest_exchange_balance_for_points(\WP_REST_Request $request) {
 		if (!class_exists('AKSRT\\Credits\\Balance') || !Balance::enabled()) {
 			return new \WP_Error('aksrt_balance_disabled', __('余额功能未启用', 'aksrt'), ['status' => 403]);
 		}
-		$cfg = class_exists('\AKSRT\Settings\Settings') ? \AKSRT\Settings\Settings::get_payment_recharge_settings() : [];
+		if (!class_exists('AKSRT\\Credits\\Credits') || !class_exists('AKSRT\\Settings\\Settings') || !\AKSRT\Settings\Settings::credits_enabled()) {
-		if (empty($cfg['exchange']['enabled'])) {
-			return new \WP_Error('aksrt_exchange_closed', __('积分兑换余额未开启', 'aksrt'), ['status' => 403]);
-		}
-		if (!class_exists('AKSRT\\Credits\\Credits') || !\AKSRT\Settings\Settings::credits_enabled()) {
 			return new \WP_Error('aksrt_credits_disabled', __('积分功能未启用', 'aksrt'), ['status' => 403]);
 		}
+		$cfg = \AKSRT\Settings\Settings::get_payment_recharge_settings();
+		$exchange = is_array($cfg['points_exchange'] ?? null) ? $cfg['points_exchange'] : [];
+		if (empty($exchange['enabled'])) {
+			return new \WP_Error('aksrt_exchange_closed', __('余额兑换积分未开启', 'aksrt'), ['status' => 403]);
+		}
 		$params = $request->get_json_params();
 		if (!is_array($params)) {
 			$params = $request->get_params();
 		}
-		$points = (int) ($params['points'] ?? 0);
+		$raw_amount = $params['amount'] ?? 0;
-		$rate   = max(1, (int) ($cfg['exchange']['rate'] ?? 100)); // N points = 1 yuan
+		if (filter_var($raw_amount, FILTER_VALIDATE_INT) === false || (int) $raw_amount <= 0) {
-		if ($points < $rate) {
+			return new \WP_Error('aksrt_exchange_amount', __('兑换余额必须为正整数', 'aksrt'), ['status' => 400]);
-			return new \WP_Error('aksrt_exchange_min', sprintf(__('最少兑换 %d 积分', 'aksrt'), $rate), ['status' => 400]);
 		}
-		// Floor to whole yuan.
+		$amount = (int) $raw_amount;
-		$yuan = (int) floor($points / $rate);
+		$rate = max(1, (int) ($exchange['rate'] ?? 100));
-		$cost = $yuan * $rate;
+		$daily_max = max(1, (int) ($exchange['daily_max_points'] ?? 100000));
-		if ($yuan <= 0 || $cost <= 0) {
+		if ($amount > intdiv($daily_max, $rate)) {
-			return new \WP_Error('aksrt_exchange_amount', __('兑换数量无效', 'aksrt'), ['status' => 400]);
+			return new \WP_Error('aksrt_exchange_daily_limit', sprintf(__('今日购买积分上限为 %d', 'aksrt'), $daily_max), ['status' => 400]);
+		}
+		$points = $amount * $rate;
+		$min_points = max(1, (int) ($exchange['min_points'] ?? 100));
+		if ($points < $min_points) {
+			return new \WP_Error('aksrt_exchange_min', sprintf(__('单笔至少购买 %d 积分', 'aksrt'), $min_points), ['status' => 400]);
 		}
 		$user_id = get_current_user_id();
-		$deduct  = Credits::deduct(
+		$today_points = $this->today_points_exchange_total($user_id);
-			$user_id,
+		if ($today_points + $points > $daily_max) {
-			$cost,
+			return new \WP_Error('aksrt_exchange_daily_limit', sprintf(__('今日购买积分上限为 %d，当前还可购买 %d', 'aksrt'), $daily_max, max(0, $daily_max - $today_points)), ['status' => 400]);
-			'exchange_to_balance',
-			['type' => 'balance'],
-			sprintf(__('积分兑换余额 %d 元', 'aksrt'), $yuan)
-		);
-		if (is_wp_error($deduct)) {
-			return $deduct;
 		}
-		$add = Balance::add(
+		try {
-			$user_id,
+			$exchange_ref = random_int(1, PHP_INT_MAX);
-			(float) $yuan,
+		} catch (\Throwable $e) {
-			'exchange_from_credits',
+			$exchange_ref = (int) round(microtime(true) * 1000000);
-			['type' => 'credits'],
+		}
-			sprintf(__('积分兑换：消耗 %d 积分', 'aksrt'), $cost)
+		$ref = ['type' => 'points_exchange', 'id' => $exchange_ref];
-		);
+		$deduct = Balance::deduct($user_id, (float) $amount, 'points_exchange_out', $ref, sprintf(__('余额兑换 %d 积分', 'aksrt'), $points));
+		if (is_wp_error($deduct)) return $deduct;
+		$add = Credits::add($user_id, $points, 'points_exchange_in', $ref, sprintf(__('余额兑换：扣除 %d 余额', 'aksrt'), $amount));
 		if (is_wp_error($add)) {
-			// best-effort refund points
+			$refund = Balance::add($user_id, (float) $amount, 'points_exchange_refund', $ref, __('积分入账失败，已退回兑换余额', 'aksrt'));
-			Credits::add($user_id, $cost, 'exchange_refund', [], __('兑换失败退回积分', 'aksrt'));
+			if (is_wp_error($refund)) return new \WP_Error('aksrt_exchange_recovery_failed', __('积分入账失败，余额退回失败，请联系管理员', 'aksrt'), ['status' => 500]);
 			return $add;
 		}
-		return rest_ensure_response([
+		return rest_ensure_response(['success' => true, 'data' => [
-			'success' => true,
+			'message' => sprintf(__('兑换成功，获得 %d 积分', 'aksrt'), $points),
-			'data'    => [
+			'wallet_balance' => Balance::balance($user_id),
-				'message'        => sprintf(__('兑换成功：+%d 元', 'aksrt'), $yuan),
+			'credit_balance' => Credits::balance($user_id),
-				'wallet_balance' => Balance::balance($user_id),
+			'points' => $points,
-				'credit_balance' => Credits::balance($user_id),
+			'reload' => true,
-				'reload'         => true,
+		]]);
-			],
-		]);
 	}
 
-
+	private function today_points_exchange_total(int $user_id): int {
-
+		if ($user_id <= 0 || !class_exists('AKSRT\\Core\\DBMigrator')) return 0;
-	public function rest_points_buy_options(\WP_REST_Request $request) {
+		global $wpdb;
-		if (!$this->points_buy_enabled()) {
+		$table = \AKSRT\Core\DBMigrator::table('credit_log');
-			return new \WP_Error('aksrt_points_buy_disabled', __('购买积分未开启', 'aksrt'), ['status' => 403]);
+		if ($table === '') return 0;
-		}
+		$site_now = current_datetime();
-		return rest_ensure_response([
+		$start = (clone $site_now)->setTime(0, 0, 0);
-			'success' => true,
+		$end = (clone $start)->modify('+1 day');
-			'data'    => $this->get_points_buy_view(get_current_user_id()),
+		$utc = new \DateTimeZone('UTC');
-		]);
+		$sql = "SELECT COALESCE(SUM(delta), 0) FROM {$table} WHERE user_id = %d AND reason = %s AND created_at >= %s AND created_at < %s";
+		$start_gmt = $start->setTimezone($utc)->format('Y-m-d H:i:s');
+		$end_gmt = $end->setTimezone($utc)->format('Y-m-d H:i:s');
+		return max(0, (int) $wpdb->get_var($wpdb->prepare($sql, $user_id, 'points_exchange_in', $start_gmt, $end_gmt)));
 	}
 
-
-
-	public function rest_points_buy_create(\WP_REST_Request $request) {
-		if (!$this->points_buy_enabled()) {
-			return new \WP_Error('aksrt_points_buy_disabled', __('购买积分未开启', 'aksrt'), ['status' => 403]);
-		}
-		$params = $request->get_json_params();
-		if (!is_array($params)) {
-			$params = $request->get_params();
-		}
-		$package_key    = sanitize_text_field((string) ($params['package'] ?? 'custom'));
-		$custom_points  = (int) ($params['custom_points'] ?? $params['points'] ?? 0);
-		$payment_method = sanitize_key((string) ($params['payment_method'] ?? 'alipay'));
-		$result = $this->create_points_buy_order(get_current_user_id(), $package_key, $custom_points, $payment_method);
-		if (is_wp_error($result)) {
-			return $result;
-		}
-		return rest_ensure_response(['success' => true, 'data' => $result]);
-	}
-
-
-
 	public function rest_balance_withdraw(\WP_REST_Request $request) {
 		if (!class_exists('AKSRT\\Credits\\Balance') || !Balance::enabled()) {
 			return new \WP_Error('aksrt_balance_disabled', __('余额功能未启用', 'aksrt'), ['status' => 403]);

src/Payment/UserOrders.php

@@ -313,9 +313,6 @@ class UserOrders {
         if ($type === DomainModel::ORDER_PRODUCT_RECHARGE) {
             return __('余额充值', 'aksrt');
         }
-        if ($type === DomainModel::ORDER_PRODUCT_POINTS_BUY) {
-            return __('购买积分', 'aksrt');
-        }
         if ($product_id > 0) {
             $cache_key = (string) $product_id;
             if (!array_key_exists($cache_key, $this->post_title_cache)) {
@@ -357,7 +354,7 @@ class UserOrders {
 
         if ($type === DomainModel::ORDER_PRODUCT_VIP) {
             $url = function_exists('aksrt_get_user_center_tab_url') ? aksrt_get_user_center_tab_url('vip') : '';
-        } elseif (in_array($type, [DomainModel::ORDER_PRODUCT_RECHARGE, DomainModel::ORDER_PRODUCT_POINTS_BUY], true)) {
+        } elseif ($type === DomainModel::ORDER_PRODUCT_RECHARGE) {
             $url = function_exists('aksrt_get_user_center_tab_url') ? aksrt_get_user_center_tab_url('credits') : '';
         } else {
             $url = $post_id > 0 ? get_permalink($post_id) : '';
@@ -371,7 +368,6 @@ class UserOrders {
         return match ($type) {
             DomainModel::ORDER_PRODUCT_VIP => __('查看会员权益', 'aksrt'),
             DomainModel::ORDER_PRODUCT_RECHARGE => __('查看余额', 'aksrt'),
-            DomainModel::ORDER_PRODUCT_POINTS_BUY => __('查看积分', 'aksrt'),
             default => __('打开已购内容', 'aksrt'),
         };
     }

src/Settings/PaymentRuntime.php

@@ -110,10 +110,12 @@ class PaymentRuntime {
                 'desc'          => sanitize_textarea_field((string) ($settings['pay_balance_pass_charge_desc'] ?? '')),
                 'only_password' => !empty($settings['pay_balance_pass_charge_only_password']),
             ],
-            'exchange'        => [
+            'points_exchange' => [
-                'enabled' => !empty($settings['pay_balance_exchange_s']),
+                'enabled'          => !empty($settings['pay_balance_points_exchange_s']),
-                'rate'    => max(1, min(10000, (int) ($settings['pay_balance_exchange_rate'] ?? 100))),
+                'rate'             => max(1, min(10000, (int) ($settings['pay_balance_points_exchange_rate'] ?? 100))),
-                'desc'    => sanitize_textarea_field((string) ($settings['pay_balance_exchange_desc'] ?? '')),
+                'min_points'       => max(1, min(10000000, (int) ($settings['pay_balance_points_exchange_min_points'] ?? 100))),
+                'daily_max_points' => max(1, min(10000000, (int) ($settings['pay_balance_points_exchange_daily_max_points'] ?? 100000))),
+                'desc'             => sanitize_textarea_field((string) ($settings['pay_balance_points_exchange_desc'] ?? '')),
             ],
         ];
     }