diff --git a/assets/admin/src/schema/sections/payment/recharge.js b/assets/admin/src/schema/sections/payment/recharge.js
index 980a6ef4..5cf747b0 100644
--- a/assets/admin/src/schema/sections/payment/recharge.js
+++ b/assets/admin/src/schema/sections/payment/recharge.js
@@ -25,7 +25,6 @@ export const rechargeSchema = {
     pay_balance_points_exchange_min_points: 100,
     pay_balance_points_exchange_daily_max_points: 100000,
     pay_balance_points_exchange_desc: '',
-    pay_balance_withdraw_s: false,
   },
   groups: [
     {
@@ -91,13 +90,5 @@ export const rechargeSchema = {
         { key: 'pay_balance_points_exchange_desc', label: '兑换说明', type: 'textarea', default: '', dependsOn: { key: 'pay_balance_points_exchange_s', value: true } },
       ],
     },
-    {
-      key: 'withdraw',
-      title: '余额提现',
-      icon: 'fas fa-hand-holding-usd',
-      fields: [
-        { key: 'pay_balance_withdraw_s', label: '启用余额提现', type: 'switch', default: false, dependsOn: { key: 'pay_balance_s', value: true } },
-      ],
-    },
   ],
 }
diff --git a/assets/admin/src/schema/sections/payment/withdrawal.js b/assets/admin/src/schema/sections/payment/withdrawal.js
index ba497b41..bffdb44e 100644
--- a/assets/admin/src/schema/sections/payment/withdrawal.js
+++ b/assets/admin/src/schema/sections/payment/withdrawal.js
@@ -4,6 +4,7 @@ export const withdrawalSchema = {
   icon: 'fas fa-hand-holding-usd',
   description: '配置提现门槛、手续费比例与每日限制。',
   defaults: {
+    pay_balance_withdraw_s: false,
     pay_rebate_withdraw_lowest_money: 50,
     withdraw_service_charge: 5,
     withdraw_daily_count: 3,
@@ -16,11 +17,12 @@ export const withdrawalSchema = {
       title: '提现设置',
       icon: 'fas fa-sliders-h',
       fields: [
-        { key: 'pay_rebate_withdraw_lowest_money', label: '最低提现金额', type: 'number', default: 50, min: 0, max: 99999 },
-        { key: 'withdraw_service_charge', label: '提现手续费(%)', type: 'number', default: 5, min: 0, max: 50 },
-        { key: 'withdraw_daily_count', label: '每日可提现次数', type: 'number', default: 3, min: 0, max: 99999 },
-        { key: 'withdraw_daily_limit', label: '每日提现上限', type: 'number', default: 50, min: 0, max: 999999 },
-        { key: 'withdraw_reset_time', label: '重置时间', type: 'input', default: '00:00', help: '按站点 WordPress 时区重置，格式 HH:MM。' },
+        { key: 'pay_balance_withdraw_s', label: '启用余额提现', type: 'switch', default: false },
+        { key: 'pay_rebate_withdraw_lowest_money', label: '最低提现金额', type: 'number', default: 50, min: 0, max: 99999, dependsOn: { key: 'pay_balance_withdraw_s', value: true } },
+        { key: 'withdraw_service_charge', label: '提现手续费(%)', type: 'number', default: 5, min: 0, max: 50, dependsOn: { key: 'pay_balance_withdraw_s', value: true } },
+        { key: 'withdraw_daily_count', label: '每日可提现次数', type: 'number', default: 3, min: 0, max: 99999, dependsOn: { key: 'pay_balance_withdraw_s', value: true } },
+        { key: 'withdraw_daily_limit', label: '每日提现上限', type: 'number', default: 50, min: 0, max: 999999, dependsOn: { key: 'pay_balance_withdraw_s', value: true } },
+        { key: 'withdraw_reset_time', label: '重置时间', type: 'input', default: '00:00', help: '按站点 WordPress 时区重置，格式 HH:MM。', dependsOn: { key: 'pay_balance_withdraw_s', value: true } },
       ],
     },
   ],
diff --git a/inc/helpers/user-center-renderers/credits-balance.php b/inc/helpers/user-center-renderers/credits-balance.php
index 45b72823..969a3072 100644
--- a/inc/helpers/user-center-renderers/credits-balance.php
+++ b/inc/helpers/user-center-renderers/credits-balance.php
@@ -50,7 +50,7 @@ $currency = (string) ($currency_name ?? __('积分', 'aksrt'));
 				<button type="button" class="but c-green mr6 hollow" data-aksrt-transfer-open="points" data-aksrt-transfer-min="<?php echo esc_attr((string) $points_transfer_min); ?>"><?php esc_html_e('转账', 'aksrt'); ?></button>
 			<?php endif; ?>
 			<?php if ($points_exchange_on) : ?>
-				<button type="button" class="but c-green" data-aksrt-points-exchange-open><?php esc_html_e('购买积分', 'aksrt'); ?></button>
+				<button type="button" class="but c-green hollow" data-aksrt-points-exchange-open><?php esc_html_e('购买积分', 'aksrt'); ?></button>
 			<?php endif; ?>
 		</div>
 	</div>
diff --git a/src/Admin/Schema/SchemaPayment.php b/src/Admin/Schema/SchemaPayment.php
index e50ae4a4..541fb537 100644
--- a/src/Admin/Schema/SchemaPayment.php
+++ b/src/Admin/Schema/SchemaPayment.php
@@ -53,9 +53,6 @@ class SchemaPayment {
                             ['key' => 'pay_balance_points_exchange_daily_max_points', 'label' => '每日最高购买积分', 'type' => 'number', 'default' => 100000, 'min' => 1, 'max' => 10000000, 'dependsOn' => ['key' => 'pay_balance_points_exchange_s', 'value' => true]],
                             ['key' => 'pay_balance_points_exchange_desc', 'label' => '兑换说明', 'type' => 'textarea', 'default' => '', 'dependsOn' => ['key' => 'pay_balance_points_exchange_s', 'value' => true]],
                         ]],
-                        ['key' => 'withdraw', 'title' => '余额提现', 'fields' => [
-                            ['key' => 'pay_balance_withdraw_s', 'label' => '启用余额提现', 'type' => 'switch', 'default' => false, 'dependsOn' => ['key' => 'pay_balance_s', 'value' => true]],
-                        ]],
                     ],
                 ],
                 'vip' => [
@@ -329,11 +326,12 @@ class SchemaPayment {
                     'option_key' => 'aksrt_settings',
                     'groups'     => [
                         ['key' => 'basic', 'title' => '提现设置', 'fields' => [
-                            ['key' => 'pay_rebate_withdraw_lowest_money', 'label' => '最低提现金额', 'type' => 'number', 'default' => 50, 'min' => 0, 'max' => 99999],
-                            ['key' => 'withdraw_service_charge', 'label' => '提现手续费(%)', 'type' => 'number', 'default' => 5, 'min' => 0, 'max' => 50],
-                            ['key' => 'withdraw_daily_count', 'label' => '每日可提现次数', 'type' => 'number', 'default' => 3, 'min' => 0, 'max' => 99999, 'sanitize_type' => 'int'],
-                            ['key' => 'withdraw_daily_limit', 'label' => '每日提现上限', 'type' => 'number', 'default' => 50, 'min' => 0, 'max' => 999999],
-                            ['key' => 'withdraw_reset_time', 'label' => '重置时间', 'type' => 'input', 'default' => '00:00', 'help' => '按站点 WordPress 时区重置，格式 HH:MM。'],
+                            ['key' => 'pay_balance_withdraw_s', 'label' => '启用余额提现', 'type' => 'switch', 'default' => false],
+                            ['key' => 'pay_rebate_withdraw_lowest_money', 'label' => '最低提现金额', 'type' => 'number', 'default' => 50, 'min' => 0, 'max' => 99999, 'dependsOn' => ['key' => 'pay_balance_withdraw_s', 'value' => true]],
+                            ['key' => 'withdraw_service_charge', 'label' => '提现手续费(%)', 'type' => 'number', 'default' => 5, 'min' => 0, 'max' => 50, 'dependsOn' => ['key' => 'pay_balance_withdraw_s', 'value' => true]],
+                            ['key' => 'withdraw_daily_count', 'label' => '每日可提现次数', 'type' => 'number', 'default' => 3, 'min' => 0, 'max' => 99999, 'sanitize_type' => 'int', 'dependsOn' => ['key' => 'pay_balance_withdraw_s', 'value' => true]],
+                            ['key' => 'withdraw_daily_limit', 'label' => '每日提现上限', 'type' => 'number', 'default' => 50, 'min' => 0, 'max' => 999999, 'dependsOn' => ['key' => 'pay_balance_withdraw_s', 'value' => true]],
+                            ['key' => 'withdraw_reset_time', 'label' => '重置时间', 'type' => 'input', 'default' => '00:00', 'help' => '按站点 WordPress 时区重置，格式 HH:MM。', 'dependsOn' => ['key' => 'pay_balance_withdraw_s', 'value' => true]],
                         ]],
                     ],
                 ],