diff --git a/src/Payment/AfterSaleService.php b/src/Payment/AfterSaleService.php
index db3846ca..49312213 100644
--- a/src/Payment/AfterSaleService.php
+++ b/src/Payment/AfterSaleService.php
@@ -149,23 +149,14 @@ final class AfterSaleService {
 		try {
 			$order = OrderRepository::get_instance()->get_user_order($user_id, $order_number);
 			if (!$order || (string) ($order['status'] ?? '') !== Order::STATUS_PAID) return new \WP_Error('aksrt_after_sale_order', __('只有已支付订单可以申请售后', 'aksrt'), ['status' => 409]);
-			// 以「最新一条工单」为准，而不是只看进行中的：已完结的工单同样要挡住再次申请。
-			// 订单有没有另标「已退款」不影响这条——工单 completed 即售后已终结。
-			$latest = $this->latest_for_order($order_number);
-			if ($latest !== null) {
-				$latest_status = (string) ($latest['status'] ?? '');
-				// 待审核 / 处理中：工单仍在流转，挡住重复申请；同人同因视为重复提交，幂等返回原工单。
-				if (in_array($latest_status, [self::STATUS_PENDING, self::STATUS_PROCESSING], true)) {
-					if ((int) ($latest['user_id'] ?? 0) === $user_id && hash_equals((string) ($latest['reason'] ?? ''), $reason)) {
-						return $latest;
-					}
-					return new \WP_Error('aksrt_after_sale_exists', __('该订单已有未结束售后申请', 'aksrt'), ['status' => 409]);
+			// 只挡「仍在流转」的工单。已完结（completed）的工单不挡——能否再售后由
+			// 「订单是否已退款」决定，而订单已退款时上面的 STATUS_PAID 校验已先挡掉。
+			$active = $this->find_active($order_number);
+			if ($active) {
+				if ((int) ($active['user_id'] ?? 0) === $user_id && hash_equals((string) ($active['reason'] ?? ''), $reason)) {
+					return $active;
 				}
-				// 已完成：售后已终结，不再受理新的申请。
-				if ($latest_status === self::STATUS_COMPLETED) {
-					return new \WP_Error('aksrt_after_sale_exists', __('该订单的售后申请已完结，不能再次申请', 'aksrt'), ['status' => 409]);
-				}
-				// rejected / cancelled：允许补充资料后再次发起。
+				return new \WP_Error('aksrt_after_sale_exists', __('该订单已有未结束售后申请', 'aksrt'), ['status' => 409]);
 			}
 			$amount = $this->refund_amount($order);
 			if ($amount === null) return new \WP_Error('aksrt_after_sale_amount', __('订单退款金额无效', 'aksrt'), ['status' => 400]);
diff --git a/src/Payment/UserOrders.php b/src/Payment/UserOrders.php
index 11611397..5f8de54d 100644
--- a/src/Payment/UserOrders.php
+++ b/src/Payment/UserOrders.php
@@ -290,19 +290,22 @@ class UserOrders {
         // - pending / processing：工单仍在流转（待审核 / 处理中），不允许重复申请；
         // - rejected：审核未通过，允许补充资料后再次申请；
         // - cancelled：用户自行取消，允许重新发起；
-        // - completed：退款已完成，工单终结，不允许再次申请。
-        $reapplyable_statuses = [AfterSaleService::STATUS_REJECTED, AfterSaleService::STATUS_CANCELLED];
+        // - completed：工单已完结，但只要订单没被另标「已退款」（enabled 仍为 true），
+        //   依旧允许再次申请。能否再售后由「订单是否已退款」决定，不由工单状态决定：
+        //   订单已退款时 $group 变成 refunded、enabled 直接为 false，上面那条自然挡死。
         $latest_status = (string) ($latest['status'] ?? '');
-        // 有工单时只有 rejected / cancelled 才放行再次申请：completed 的工单已终结，
-        // 订单有没有另标「已退款」都不影响——AfterSaleService::create() 按同一口径拦截。
-        $reapplyable = !$has_application || in_array($latest_status, $reapplyable_statuses, true);
+        $reapplyable_statuses = [
+            AfterSaleService::STATUS_REJECTED,
+            AfterSaleService::STATUS_CANCELLED,
+            AfterSaleService::STATUS_COMPLETED,
+        ];
 
         return [
             'enabled'         => $enabled,
             'expired'         => (bool) $expired,
             'has_application' => $has_application,
             'open'            => $open,
-            'can_apply'       => $enabled && !$expired && !$open && $reapplyable,
+            'can_apply'       => $enabled && !$expired && !$open,
             'can_reapply'     => $enabled && !$expired && $has_application && in_array($latest_status, $reapplyable_statuses, true),
             'latest'          => $has_application ? [
                 'status'        => (string) ($latest['status'] ?? ''),
diff --git a/tests/widget-system/after-sale-log-harness.php b/tests/widget-system/after-sale-log-harness.php
index 13b29849..c711a18a 100644
--- a/tests/widget-system/after-sale-log-harness.php
+++ b/tests/widget-system/after-sale-log-harness.php
@@ -214,8 +214,8 @@ namespace {
 			&& $broken === [],
 			'detail' => ['normalized' => $normalized, 'broken_json' => $broken]];
 
-		// 6) 再次申请的闸门看「最新一条工单」，不是只看进行中的：completed 一律挡住，
-		//    rejected / cancelled 放行；订单有没有另标已退款不影响这条。
+		// 6) 再次申请的闸门只看「进行中」的工单：completed / rejected / cancelled 都放行，
+		//    订单有没有另标已退款不影响这条（订单已退款时 create() 的 STATUS_PAID 校验先挡）。
 		$gate = static function (string $status) use ($service, $wpdb, $order) {
 			$wpdb->rows = [];
 			$wpdb->rows[950] = ['id' => 950, 'order_number' => $order['order_number'], 'user_id' => 7, 'status' => $status,
@@ -226,8 +226,7 @@ namespace {
 		$completed = $gate('completed');
 		$rejected = $gate('rejected');
 		$cancelled = $gate('cancelled');
-		$results[] = ['name' => 'completed_ticket_blocks_reapply', 'ok' => $completed instanceof \WP_Error
-			&& $completed->get_error_code() === 'aksrt_after_sale_exists'
+		$results[] = ['name' => 'settled_ticket_still_allows_reapply', 'ok' => !$completed instanceof \WP_Error
 			&& !$rejected instanceof \WP_Error
 			&& !$cancelled instanceof \WP_Error,
 			'detail' => [
diff --git a/tests/widget-system/after-sale-policy-contract.test.cjs b/tests/widget-system/after-sale-policy-contract.test.cjs
index 07478626..03bd56f7 100644
--- a/tests/widget-system/after-sale-policy-contract.test.cjs
+++ b/tests/widget-system/after-sale-policy-contract.test.cjs
@@ -233,12 +233,13 @@ test('order view model exposes the after-sale button matrix', () => {
   assert.match(userOrders, /'expired'\s*=> \(bool\) \$expired,/)
   assert.match(userOrders, /'has_application' => \$has_application,/)
   assert.match(userOrders, /'open'\s*=> \$open,/)
-  // completed 的工单已终结，订单没另标「已退款」也不能再申请
-  assert.match(userOrders, /'can_apply'\s*=> \$enabled && !\$expired && !\$open && \$reapplyable,/)
-  assert.match(userOrders, /\$reapplyable = !\$has_application \|\| in_array\(\$latest_status, \$reapplyable_statuses, true\);/)
-  // 可再次申请售后按工单状态推理：rejected（被拒绝）/ cancelled（已取消）允许再次申请；
-  // pending / processing / approved（流转中）与 completed（已完结）不允许
-  assert.match(userOrders, /\$reapplyable_statuses = \[AfterSaleService::STATUS_REJECTED, AfterSaleService::STATUS_CANCELLED\];/)
+  // can_apply 只问「有没有进行中的工单」：completed 不挡，能否再售后由订单是否已退款决定
+  assert.match(userOrders, /'can_apply'\s*=> \$enabled && !\$expired && !\$open,/)
+  // 可再次申请售后按工单状态推理：rejected / cancelled / completed 都允许再次申请；
+  // pending / processing / approved（流转中）不允许。订单已退款时 enabled 直接为 false，
+  // 上面那条自然挡死，不需要工单状态再判一次。
+  assert.match(userOrders, /\$reapplyable_statuses = \[\s*AfterSaleService::STATUS_REJECTED,\s*AfterSaleService::STATUS_CANCELLED,\s*AfterSaleService::STATUS_COMPLETED,\s*\];/)
+  assert.ok(!userOrders.includes('$reapplyable ='), 'can_apply must not re-check the ticket status')
   assert.match(userOrders, /'can_reapply'\s*=> \$enabled && !\$expired && \$has_application && in_array\(\$latest_status, \$reapplyable_statuses, true\),/)
   assert.match(userOrders, /'latest'\s*=> \$has_application \? \[/)
   assert.match(userOrders, /'apply_form'\s*=> is_array\(\$latest\['apply_form'\] \?\? null\) \? \$latest\['apply_form'\] : null,/)
@@ -505,7 +506,7 @@ test('handling-log behaviour is covered against the real service', () => {
     'cancel_appends_user_entry',
     'log_is_capped_at_50',
     'normalize_drops_malformed_entries',
-    'completed_ticket_blocks_reapply',
+    'settled_ticket_still_allows_reapply',
     'open_ticket_blocks_duplicate_apply',
   ]) {
     assert.ok(names.includes(name), `missing handling-log scenario: ${name}`)
diff --git a/tests/widget-system/order-after-sale-assets-contract.test.cjs b/tests/widget-system/order-after-sale-assets-contract.test.cjs
index 4dae153d..58338678 100644
--- a/tests/widget-system/order-after-sale-assets-contract.test.cjs
+++ b/tests/widget-system/order-after-sale-assets-contract.test.cjs
@@ -63,15 +63,12 @@ test('after-sale submissions are order-locked and admins set status directly', (
     assert.ok(!column.includes(dead), `${dead} column must be removed from aksrt_order_aftersale`)
   }
   // create() 的重复申请闸门看「最新一条工单」而不是只看进行中的：已完结同样要挡
-  assert.match(afterSale, /GET_LOCK\(%s, 5\)[\s\S]*?get_user_order\(\$user_id, \$order_number\)[\s\S]*?latest_for_order\(\$order_number\)/)
-  assert.ok(afterSale.includes("return new \\WP_Error('aksrt_after_sale_exists', __('该订单的售后申请已完结，不能再次申请', 'aksrt'), ['status' => 409]);"),
-    'completed ticket must block a new application')
-  // 待审核 / 处理中仍走同人同因幂等，rejected / cancelled 放行再次发起
-  assert.match(afterSale, /in_array\(\$latest_status, \[self::STATUS_PENDING, self::STATUS_PROCESSING\], true\)/)
-  assert.match(afterSale, /hash_equals\(\(string\) \(\$latest\['reason'\] \?\? ''\), \$reason\)/)
-  // 只看 create() 方法体，避免跨方法匹配到 cancel_for_user() 里的 find_active
-  const createBody = afterSale.slice(afterSale.indexOf('public function create('), afterSale.indexOf('private function sanitize_images('))
-  assert.ok(!createBody.includes('find_active'), 'create must not gate on find_active alone')
+  // 只挡仍在流转的工单：已完结（completed）不挡，能否再售后由订单是否已退款决定
+  assert.match(afterSale, /GET_LOCK\(%s, 5\)[\s\S]*?get_user_order\(\$user_id, \$order_number\)[\s\S]*?find_active\(\$order_number\)/)
+  // 待审核 / 处理中：同人同因幂等返回原工单
+  assert.match(afterSale, /hash_equals\(\(string\) \(\$active\['reason'\] \?\? ''\), \$reason\)/)
+  // 订单已退款走 STATUS_PAID 校验挡掉，工单 completed 不参与这道闸门
+  assert.ok(!afterSale.includes('该订单的售后申请已完结，不能再次申请'), 'completed-block copy must be removed')
   assert.match(afterSale, /Order::STATUS_PAID/)
   assert.match(afterSale, /public function set_status\(int \$id, string \$status, string \$note = ''\)/)
   assert.match(afterSale, /in_array\(\$status, \[self::STATUS_PENDING, self::STATUS_PROCESSING, self::STATUS_COMPLETED, self::STATUS_REJECTED, self::STATUS_CANCELLED\], true\)/)