diff --git a/assets/css/routes/user-center/credits.css b/assets/css/routes/user-center/credits.css
index 9f29d0c7..07ddc9f7 100644
--- a/assets/css/routes/user-center/credits.css
+++ b/assets/css/routes/user-center/credits.css
@@ -928,3 +928,41 @@ body.uc-modal-open {
 }
 .uc-card-pass__tip.is-error { color: #b91c1c; }
 
+
+
+/* Withdraw history + pending foot */
+.uc-asset-card__foot {
+  margin-top: 8px;
+  padding-top: 8px;
+  border-top: 1px dashed var(--muted-border-color, rgba(0,0,0,.08));
+}
+.uc-asset-card__foot button {
+  background: none;
+  border: 0;
+  padding: 0;
+  cursor: pointer;
+}
+.uc-asset-card__head-action {
+  background: none;
+  border: 0;
+  cursor: pointer;
+}
+.uc-withdraw-history__item:last-child {
+  border-bottom: 0 !important;
+}
+
+
+/* Points tasks tab */
+.uc-points-tasks .border-bottom,
+.uc-points-date .border-bottom,
+.uc-withdraw-history__item.border-bottom {
+  border-bottom: 1px solid var(--muted-border-color, rgba(0,0,0,.08));
+}
+.uc-points-tasks button,
+.uc-points-date button {
+  background: none;
+  border: 0;
+  cursor: pointer;
+  padding: 0;
+}
+.focus-color { color: var(--focus-color, #f59e0b); }
diff --git a/assets/js/credits.js b/assets/js/credits.js
index 36bc8fb8..efbe0433 100644
--- a/assets/js/credits.js
+++ b/assets/js/credits.js
@@ -908,10 +908,17 @@
 			link.addEventListener('click', function (e) {
 				e.preventDefault();
 				var key = link.getAttribute('data-aksrt-asset-tab');
-				document.querySelectorAll('[data-aksrt-asset-tab]').forEach(function (a) {
+				document.querySelectorAll('.uc-asset-tabs__nav [data-aksrt-asset-tab]').forEach(function (a) {
 					var li = a.closest('li');
-					if (li) li.classList.toggle('active', a === link);
+					if (!li) return;
+					var aKey = a.getAttribute('data-aksrt-asset-tab');
+					var on = aKey === key || (key === 'points_date' && aKey === 'points_free');
+					li.classList.toggle('active', on);
 				});
+				var tabs = document.querySelector('.uc-asset-tabs');
+				if (tabs && typeof tabs.scrollIntoView === 'function') {
+					tabs.scrollIntoView({ behavior: 'smooth', block: 'start' });
+				}
 				document.querySelectorAll('[data-aksrt-asset-pane]').forEach(function (pane) {
 					var on = pane.getAttribute('data-aksrt-asset-pane') === key;
 					pane.classList.toggle('is-active', on);
@@ -921,6 +928,20 @@
 		});
 	}
 
+
+	function initWithdrawHistory() {
+		var modal = document.querySelector('[data-aksrt-withdraw-history-modal]');
+		if (!modal) return;
+		function open() { modal.hidden = false; document.body.classList.add('uc-modal-open'); }
+		function close() { modal.hidden = true; document.body.classList.remove('uc-modal-open'); }
+		document.querySelectorAll('[data-aksrt-withdraw-history-open]').forEach(function (btn) {
+			btn.addEventListener('click', function (e) { e.preventDefault(); open(); });
+		});
+		modal.querySelectorAll('[data-aksrt-withdraw-history-close]').forEach(function (btn) {
+			btn.addEventListener('click', function (e) { e.preventDefault(); close(); });
+		});
+	}
+
 	function bootAssets() {
 		initSignin();
 		initInvite();
@@ -932,6 +953,7 @@
 		initExchange();
 		initPointsBuy();
 		initWithdraw();
+		initWithdrawHistory();
 		initAssetTabs();
 	}
 
diff --git a/inc/classes/admin/native/class-aksrt-admin-pay-withdrawals.php b/inc/classes/admin/native/class-aksrt-admin-pay-withdrawals.php
index f80e8a42..08197e28 100644
--- a/inc/classes/admin/native/class-aksrt-admin-pay-withdrawals.php
+++ b/inc/classes/admin/native/class-aksrt-admin-pay-withdrawals.php
@@ -107,13 +107,27 @@ class AKSRT_Admin_Pay_Withdrawals {
             $user_id = (int) ($row['user_id'] ?? 0);
             $user    = $user_id > 0 ? get_userdata($user_id) : null;
             $st      = (string) ($row['status'] ?? '');
+            $gross   = (float) ($row['gross_amount'] ?? $row['amount'] ?? 0);
+            $net     = (float) ($row['amount'] ?? 0);
+            $fee     = (int) ($row['fee_rate'] ?? 0);
+            $acct    = (string) ($row['display_account'] ?? $row['account_info'] ?? '');
+            $amount_txt = number_format($net, 2);
+            if ($gross > 0 && abs($gross - $net) > 0.001) {
+                $amount_txt = sprintf(
+                    /* translators: 1: gross 2: net 3: fee percent */
+                    __('申请 %1$s / 到账 %2$s（手续费 %3$d%%）', 'aksrt'),
+                    number_format($gross, 2),
+                    number_format($net, 2),
+                    $fee
+                );
+            }
 
             echo '<tr>';
             echo '<td>' . esc_html((string) $id) . '</td>';
             echo '<td>' . ($user ? esc_html($user->display_name . ' (#' . $user_id . ')') : esc_html((string) $user_id)) . '</td>';
-            echo '<td>' . esc_html(number_format((float) ($row['amount'] ?? 0), 2)) . '</td>';
+            echo '<td>' . esc_html($amount_txt) . '</td>';
             echo '<td>' . esc_html((string) ($row['method'] ?? '')) . '</td>';
-            echo '<td>' . esc_html((string) ($row['account_info'] ?? '')) . '</td>';
+            echo '<td>' . esc_html($acct) . '</td>';
             echo '<td>' . esc_html($status_options[$st] ?? $st) . '</td>';
             echo '<td>' . esc_html((string) ($row['created_at'] ?? '')) . '</td>';
             echo '<td>';
@@ -169,13 +183,18 @@ class AKSRT_Admin_Pay_Withdrawals {
         $note       = isset($_POST['note']) ? sanitize_textarea_field((string) wp_unslash($_POST['note'])) : '';
         check_admin_referer('aksrt_pay_update_withdrawal_' . $id);
 
-        $ok = false;
+        $msg = 'withdraw_failed';
         if ($id > 0 && $new_status !== '' && class_exists('AKSRT_Withdrawal')) {
-            $ok = AKSRT_Withdrawal::get_instance()->update_status($id, $new_status, $note);
+            $result = AKSRT_Withdrawal::get_instance()->process_status_change($id, $new_status, $note);
+            if (!is_wp_error($result) && $result) {
+                $msg = 'withdraw_updated';
+            } elseif (is_wp_error($result) && $result->get_error_code() === 'aksrt_balance') {
+                $msg = 'withdraw_refund_failed';
+            }
         }
 
         wp_safe_redirect($this->page_url('aksrt_withdraw', [
-            'aksrt_pay_msg' => $ok ? 'withdraw_updated' : 'withdraw_failed',
+            'aksrt_pay_msg' => $msg,
         ]));
         exit;
     }
@@ -208,8 +227,9 @@ class AKSRT_Admin_Pay_Withdrawals {
         }
         $code = sanitize_key((string) wp_unslash($_GET['aksrt_pay_msg']));
         $map  = [
-            'withdraw_updated' => __('提现状态已更新。', 'aksrt'),
-            'withdraw_failed'  => __('提现状态更新失败。', 'aksrt'),
+            'withdraw_updated'       => __('提现状态已更新。', 'aksrt'),
+            'withdraw_failed'        => __('提现状态更新失败。', 'aksrt'),
+            'withdraw_refund_failed' => __('状态未更新：余额退回失败，请检查钱包后重试。', 'aksrt'),
         ];
         if (!isset($map[$code])) {
             return;
diff --git a/inc/classes/class-aksrt-balance-service.php b/inc/classes/class-aksrt-balance-service.php
index e7f22892..f4452fa2 100644
--- a/inc/classes/class-aksrt-balance-service.php
+++ b/inc/classes/class-aksrt-balance-service.php
@@ -734,6 +734,10 @@ class AKSRT_Balance_Service {
 		if ($account === '') {
 			return new WP_Error('aksrt_withdraw_account', __('请填写收款账号信息', 'aksrt'), ['status' => 400]);
 		}
+		// One open balance withdrawal at a time (Zibll parity).
+		if (AKSRT_Withdrawal::get_instance()->has_open_withdrawal($user_id)) {
+			return new WP_Error('aksrt_withdraw_pending', __('您有处理中的提现申请，请等待完成后再申请', 'aksrt'), ['status' => 409]);
+		}
 		$wallet = AKSRT_Balance::balance($user_id);
 		if ($wallet < $amount) {
 			return new WP_Error('aksrt_balance_insufficient', __('余额不足', 'aksrt'), ['status' => 402]);
diff --git a/inc/classes/class-aksrt-withdrawal.php b/inc/classes/class-aksrt-withdrawal.php
index 413ed541..8c8a363c 100644
--- a/inc/classes/class-aksrt-withdrawal.php
+++ b/inc/classes/class-aksrt-withdrawal.php
@@ -1,8 +1,6 @@
 <?php
 /**
- * AKSRT Withdrawal — 提现台账
- *
- * 管理用户提现申请、审核和处理。
+ * AKSRT Withdrawal — 提现台账 + 状态副作用（冻结退回）
  *
  * @package AKSRT
  */
@@ -11,156 +9,381 @@ defined('ABSPATH') || exit;
 
 class AKSRT_Withdrawal {
 
-    const STATUS_PENDING   = 'pending';
-    const STATUS_APPROVED  = 'approved';
-    const STATUS_PROCESSING = 'processing';
-    const STATUS_COMPLETED = 'completed';
-    const STATUS_REJECTED  = 'rejected';
+	public const STATUS_PENDING    = 'pending';
+	public const STATUS_APPROVED   = 'approved';
+	public const STATUS_PROCESSING = 'processing';
+	public const STATUS_COMPLETED  = 'completed';
+	public const STATUS_REJECTED   = 'rejected';
 
-    private static $instance = null;
+	private static $instance = null;
 
-    public static function get_instance(): self {
-        if (null === self::$instance) self::$instance = new self();
-        return self::$instance;
-    }
+	public static function get_instance(): self {
+		if (null === self::$instance) {
+			self::$instance = new self();
+		}
+		return self::$instance;
+	}
 
-    private function table(): string {
-        return AKSRT_DB_Migrator::table('withdrawal');
-    }
+	private function table(): string {
+		return AKSRT_DB_Migrator::table('withdrawal');
+	}
 
-    /**
-     * 创建提现申请
-     */
-    public function create(int $user_id, float $amount, string $method = '', string $account_info = ''): int {
-        global $wpdb;
+	/**
+	 * 创建提现申请
+	 */
+	public function create(int $user_id, float $amount, string $method = '', string $account_info = ''): int {
+		global $wpdb;
 
-        if ($user_id <= 0 || $amount <= 0) return 0;
+		if ($user_id <= 0 || $amount <= 0) {
+			return 0;
+		}
 
-        $wpdb->insert($this->table(), [
-            'user_id'      => $user_id,
-            'amount'       => $amount,
-            'method'       => sanitize_key($method),
-            'account_info' => sanitize_textarea_field($account_info),
-            'status'       => self::STATUS_PENDING,
-            'created_at'   => current_time('mysql'),
-        ], ['%d', '%f', '%s', '%s', '%s', '%s']);
+		$wpdb->insert($this->table(), [
+			'user_id'      => $user_id,
+			'amount'       => $amount,
+			'method'       => sanitize_key($method),
+			'account_info' => sanitize_textarea_field($account_info),
+			'status'       => self::STATUS_PENDING,
+			'created_at'   => current_time('mysql'),
+		], ['%d', '%f', '%s', '%s', '%s', '%s']);
 
-        return (int) $wpdb->insert_id;
-    }
+		return (int) $wpdb->insert_id;
+	}
 
-    /**
-     * 更新提现状态
-     */
-    public function update_status(int $withdrawal_id, string $new_status, string $note = ''): bool {
-        global $wpdb;
+	/**
+	 * Get single row.
+	 *
+	 * @return array<string,mixed>|null
+	 */
+	public function get(int $withdrawal_id): ?array {
+		global $wpdb;
+		if ($withdrawal_id <= 0) {
+			return null;
+		}
+		$row = $wpdb->get_row(
+			$wpdb->prepare("SELECT * FROM {$this->table()} WHERE id = %d LIMIT 1", $withdrawal_id),
+			ARRAY_A
+		);
+		return is_array($row) ? $row : null;
+	}
 
-        $update = ['status' => sanitize_key($new_status)];
-        $format = ['%s'];
+	/**
+	 * 更新提现状态（无余额副作用）。优先使用 process_status_change()。
+	 */
+	public function update_status(int $withdrawal_id, string $new_status, string $note = ''): bool {
+		global $wpdb;
 
-        if ($new_status === self::STATUS_COMPLETED || $new_status === self::STATUS_REJECTED) {
-            $update['processed_at'] = current_time('mysql');
-            $format[] = '%s';
-        }
+		$update = ['status' => sanitize_key($new_status)];
+		$format = ['%s'];
 
-        if ($note !== '') {
-            $update['note'] = sanitize_textarea_field($note);
-            $format[] = '%s';
-        }
+		if ($new_status === self::STATUS_COMPLETED || $new_status === self::STATUS_REJECTED) {
+			$update['processed_at'] = current_time('mysql');
+			$format[]               = '%s';
+		}
 
-        return $wpdb->update($this->table(), $update, ['id' => $withdrawal_id], $format, ['%d']) !== false;
-    }
+		if ($note !== '') {
+			$update['note'] = sanitize_textarea_field($note);
+			$format[]       = '%s';
+		}
 
-    /**
-     * 获取用户提现列表
-     */
-    public function get_user_withdrawals(int $user_id, array $args = []): array {
-        global $wpdb;
+		return $wpdb->update($this->table(), $update, ['id' => $withdrawal_id], $format, ['%d']) !== false;
+	}
 
-        $where = ['user_id = %d'];
-        $params = [$user_id];
+	/**
+	 * Status transition with balance side-effects.
+	 * Reject of balance-source holds refunds gross_amount once (idempotent).
+	 *
+	 * @return true|WP_Error
+	 */
+	public function process_status_change(int $withdrawal_id, string $new_status, string $note = '') {
+		$new_status = sanitize_key($new_status);
+		$allowed    = [
+			self::STATUS_PENDING,
+			self::STATUS_APPROVED,
+			self::STATUS_PROCESSING,
+			self::STATUS_COMPLETED,
+			self::STATUS_REJECTED,
+		];
+		if ($withdrawal_id <= 0 || !in_array($new_status, $allowed, true)) {
+			return new WP_Error('aksrt_withdraw_status', __('提现状态无效', 'aksrt'));
+		}
 
-        $status = sanitize_key((string) ($args['status'] ?? ''));
-        if ($status !== '') {
-            $where[] = 'status = %s';
-            $params[] = $status;
-        }
+		$row = $this->get($withdrawal_id);
+		if (!$row) {
+			return new WP_Error('aksrt_withdraw_missing', __('提现记录不存在', 'aksrt'));
+		}
 
-        $limit  = max(1, min(100, (int) ($args['limit'] ?? 20)));
-        $offset = max(0, (int) ($args['offset'] ?? 0));
+		$old_status = sanitize_key((string) ($row['status'] ?? ''));
+		if ($old_status === $new_status && $note === '') {
+			return true;
+		}
 
-        $sql = "SELECT * FROM {$this->table()} WHERE " . implode(' AND ', $where) . " ORDER BY created_at DESC LIMIT %d OFFSET %d";
-        $params[] = $limit;
-        $params[] = $offset;
+		$meta = $this->parse_account_meta((string) ($row['account_info'] ?? ''));
+		$user_id = (int) ($row['user_id'] ?? 0);
 
-        return (array) $wpdb->get_results($wpdb->prepare($sql, $params), ARRAY_A);
-    }
+		// Refund frozen balance when moving into rejected (once).
+		if (
+			$new_status === self::STATUS_REJECTED
+			&& $old_status !== self::STATUS_REJECTED
+			&& empty($meta['balance_refunded'])
+			&& $this->is_balance_source($meta)
+			&& class_exists('AKSRT_Balance')
+			&& $user_id > 0
+		) {
+			$gross = $this->resolve_gross_amount($row, $meta);
+			if ($gross > 0) {
+				$refund = AKSRT_Balance::add(
+					$user_id,
+					$gross,
+					'withdraw_refund',
+					['type' => 'withdraw', 'id' => $withdrawal_id],
+					sprintf(__('提现拒绝退回 #%d', 'aksrt'), $withdrawal_id)
+				);
+				if (is_wp_error($refund)) {
+					return $refund;
+				}
+				$meta['balance_refunded'] = true;
+				$meta['refunded_at']      = current_time('mysql');
+			}
+		}
 
-    /**
-     * 获取所有提现列表（管理后台）
-     */
-    public function get_all(array $args = []): array {
-        global $wpdb;
+		$account_info = $this->encode_account_meta($meta, (string) ($row['account_info'] ?? ''));
+		$merged_note  = $this->merge_note((string) ($row['note'] ?? ''), $note);
 
-        $where = [];
-        $params = [];
+		global $wpdb;
+		$update = [
+			'status'       => $new_status,
+			'account_info' => $account_info,
+		];
+		$format = ['%s', '%s'];
 
-        $status = sanitize_key((string) ($args['status'] ?? ''));
-        if ($status !== '') {
-            $where[] = 'status = %s';
-            $params[] = $status;
-        }
+		if ($new_status === self::STATUS_COMPLETED || $new_status === self::STATUS_REJECTED) {
+			$update['processed_at'] = current_time('mysql');
+			$format[]               = '%s';
+		}
+		if ($merged_note !== '') {
+			$update['note'] = $merged_note;
+			$format[]       = '%s';
+		}
 
-        $limit  = max(1, min(100, (int) ($args['limit'] ?? 20)));
-        $offset = max(0, (int) ($args['offset'] ?? 0));
+		$ok = $wpdb->update($this->table(), $update, ['id' => $withdrawal_id], $format, ['%d']) !== false;
+		return $ok ? true : new WP_Error('aksrt_withdraw_update', __('提现状态更新失败', 'aksrt'));
+	}
 
-        $where_sql = $where ? 'WHERE ' . implode(' AND ', $where) : '';
-        $sql = "SELECT * FROM {$this->table()} {$where_sql} ORDER BY created_at DESC LIMIT %d OFFSET %d";
-        $params[] = $limit;
-        $params[] = $offset;
+	/**
+	 * Whether user has open (pending/processing/approved) withdrawals.
+	 */
+	public function has_open_withdrawal(int $user_id): bool {
+		return $this->count_open($user_id) > 0;
+	}
 
-        if (!empty($params)) {
-            return (array) $wpdb->get_results($wpdb->prepare($sql, $params), ARRAY_A);
-        }
-        return (array) $wpdb->get_results($sql, ARRAY_A);
-    }
+	/**
+	 * Count open withdrawals.
+	 */
+	public function count_open(int $user_id): int {
+		global $wpdb;
+		if ($user_id <= 0) {
+			return 0;
+		}
+		return (int) $wpdb->get_var($wpdb->prepare(
+			"SELECT COUNT(*) FROM {$this->table()}
+			 WHERE user_id = %d AND status IN ('pending','approved','processing')",
+			$user_id
+		));
+	}
 
-    /**
-     * 获取提现总数（支持状态过滤）
-     */
-    public function get_count(array $args = []): int {
-        global $wpdb;
+	/**
+	 * Sum of frozen gross amounts still open (balance source).
+	 */
+	public function sum_pending_hold(int $user_id): float {
+		global $wpdb;
+		if ($user_id <= 0) {
+			return 0.0;
+		}
+		$rows = $wpdb->get_results($wpdb->prepare(
+			"SELECT amount, account_info FROM {$this->table()}
+			 WHERE user_id = %d AND status IN ('pending','approved','processing')",
+			$user_id
+		), ARRAY_A);
+		$total = 0.0;
+		foreach ((array) $rows as $row) {
+			$meta  = $this->parse_account_meta((string) ($row['account_info'] ?? ''));
+			if (!$this->is_balance_source($meta) || !empty($meta['balance_refunded'])) {
+				continue;
+			}
+			$total += $this->resolve_gross_amount($row, $meta);
+		}
+		return round($total, 2);
+	}
 
-        $status = sanitize_key((string) ($args['status'] ?? ''));
-        if ($status !== '') {
-            return (int) $wpdb->get_var($wpdb->prepare(
-                "SELECT COUNT(*) FROM {$this->table()} WHERE status = %s",
-                $status
-            ));
-        }
-        return (int) $wpdb->get_var("SELECT COUNT(*) FROM {$this->table()}");
-    }
+	/**
+	 * 获取用户提现列表
+	 *
+	 * @param array{status?:string,limit?:int,offset?:int,open_only?:bool} $args
+	 * @return list<array<string,mixed>>
+	 */
+	public function get_user_withdrawals(int $user_id, array $args = []): array {
+		global $wpdb;
 
-    /**
-     * 获取提现统计
-     */
-    public function get_stats(): array {
-        global $wpdb;
+		$where  = ['user_id = %d'];
+		$params = [$user_id];
 
-        $row = $wpdb->get_row(
-            "SELECT
-                COUNT(*) as total,
-                SUM(CASE WHEN status = 'pending' THEN 1 ELSE 0 END) as pending,
-                SUM(CASE WHEN status = 'completed' THEN 1 ELSE 0 END) as completed,
-                COALESCE(SUM(CASE WHEN status = 'completed' THEN amount ELSE 0 END), 0) as total_paid
-            FROM {$this->table()}",
-            ARRAY_A
-        );
+		if (!empty($args['open_only'])) {
+			$where[] = "status IN ('pending','approved','processing')";
+		} else {
+			$status = sanitize_key((string) ($args['status'] ?? ''));
+			if ($status !== '') {
+				$where[]  = 'status = %s';
+				$params[] = $status;
+			}
+		}
 
-        return [
-            'total'       => (int) ($row['total'] ?? 0),
-            'pending'     => (int) ($row['pending'] ?? 0),
-            'completed'   => (int) ($row['completed'] ?? 0),
-            'total_paid'  => (float) ($row['total_paid'] ?? 0),
-        ];
-    }
+		$limit  = max(1, min(100, (int) ($args['limit'] ?? 20)));
+		$offset = max(0, (int) ($args['offset'] ?? 0));
+
+		$sql      = "SELECT * FROM {$this->table()} WHERE " . implode(' AND ', $where) . ' ORDER BY created_at DESC LIMIT %d OFFSET %d';
+		$params[] = $limit;
+		$params[] = $offset;
+
+		$rows = (array) $wpdb->get_results($wpdb->prepare($sql, $params), ARRAY_A);
+		return array_map([$this, 'normalize_row'], $rows);
+	}
+
+	/**
+	 * 获取所有提现列表（管理后台）
+	 *
+	 * @return list<array<string,mixed>>
+	 */
+	public function get_all(array $args = []): array {
+		global $wpdb;
+
+		$where  = [];
+		$params = [];
+
+		$status = sanitize_key((string) ($args['status'] ?? ''));
+		if ($status !== '') {
+			$where[]  = 'status = %s';
+			$params[] = $status;
+		}
+
+		$limit  = max(1, min(100, (int) ($args['limit'] ?? 20)));
+		$offset = max(0, (int) ($args['offset'] ?? 0));
+
+		$where_sql = $where ? 'WHERE ' . implode(' AND ', $where) : '';
+		$sql       = "SELECT * FROM {$this->table()} {$where_sql} ORDER BY created_at DESC LIMIT %d OFFSET %d";
+		$params[]  = $limit;
+		$params[]  = $offset;
+
+		if (!empty($params)) {
+			$rows = (array) $wpdb->get_results($wpdb->prepare($sql, $params), ARRAY_A);
+		} else {
+			$rows = (array) $wpdb->get_results($sql, ARRAY_A);
+		}
+		return array_map([$this, 'normalize_row'], $rows);
+	}
+
+	public function get_count(array $args = []): int {
+		global $wpdb;
+
+		$status = sanitize_key((string) ($args['status'] ?? ''));
+		if ($status !== '') {
+			return (int) $wpdb->get_var($wpdb->prepare(
+				"SELECT COUNT(*) FROM {$this->table()} WHERE status = %s",
+				$status
+			));
+		}
+		return (int) $wpdb->get_var("SELECT COUNT(*) FROM {$this->table()}");
+	}
+
+	public function get_stats(): array {
+		global $wpdb;
+
+		$row = $wpdb->get_row(
+			"SELECT
+				COUNT(*) as total,
+				SUM(CASE WHEN status = 'pending' THEN 1 ELSE 0 END) as pending,
+				SUM(CASE WHEN status = 'completed' THEN 1 ELSE 0 END) as completed,
+				COALESCE(SUM(CASE WHEN status = 'completed' THEN amount ELSE 0 END), 0) as total_paid
+			FROM {$this->table()}",
+			ARRAY_A
+		);
+
+		return [
+			'total'      => (int) ($row['total'] ?? 0),
+			'pending'    => (int) ($row['pending'] ?? 0),
+			'completed'  => (int) ($row['completed'] ?? 0),
+			'total_paid' => (float) ($row['total_paid'] ?? 0),
+		];
+	}
+
+	/**
+	 * @param array<string,mixed> $row
+	 * @return array<string,mixed>
+	 */
+	private function normalize_row(array $row): array {
+		$meta  = $this->parse_account_meta((string) ($row['account_info'] ?? ''));
+		$gross = $this->resolve_gross_amount($row, $meta);
+		$row['meta']          = $meta;
+		$row['gross_amount']  = $gross;
+		$row['fee_rate']      = (int) ($meta['fee_rate'] ?? 0);
+		$row['display_account'] = (string) ($meta['account'] ?? $row['account_info'] ?? '');
+		$row['source']        = (string) ($meta['source'] ?? 'balance');
+		return $row;
+	}
+
+	/**
+	 * @return array<string,mixed>
+	 */
+	private function parse_account_meta(string $raw): array {
+		$raw = trim($raw);
+		if ($raw === '') {
+			return [];
+		}
+		$decoded = json_decode($raw, true);
+		return is_array($decoded) ? $decoded : ['account' => $raw];
+	}
+
+	/**
+	 * @param array<string,mixed> $meta
+	 */
+	private function encode_account_meta(array $meta, string $fallback_raw): string {
+		if ($meta === []) {
+			return $fallback_raw;
+		}
+		$json = wp_json_encode($meta, JSON_UNESCAPED_UNICODE | JSON_UNESCAPED_SLASHES);
+		return is_string($json) ? $json : $fallback_raw;
+	}
+
+	/**
+	 * @param array<string,mixed> $meta
+	 */
+	private function is_balance_source(array $meta): bool {
+		$source = sanitize_key((string) ($meta['source'] ?? 'balance'));
+		// Empty / balance = cash wallet freeze path.
+		return $source === '' || $source === 'balance';
+	}
+
+	/**
+	 * @param array<string,mixed> $row
+	 * @param array<string,mixed> $meta
+	 */
+	private function resolve_gross_amount(array $row, array $meta): float {
+		if (isset($meta['gross_amount'])) {
+			return max(0, round((float) $meta['gross_amount'], 2));
+		}
+		// Legacy rows: amount was net or gross without meta.
+		return max(0, round((float) ($row['amount'] ?? 0), 2));
+	}
+
+	private function merge_note(string $old, string $new): string {
+		$new = sanitize_textarea_field($new);
+		if ($new === '') {
+			return sanitize_textarea_field($old);
+		}
+		$old = sanitize_textarea_field($old);
+		if ($old === '') {
+			return $new;
+		}
+		return $old . "\n" . $new;
+	}
 }
diff --git a/inc/helpers/user-center-renderers/credits-wallet.php b/inc/helpers/user-center-renderers/credits-wallet.php
index 462fe5c7..f33b7d7d 100644
--- a/inc/helpers/user-center-renderers/credits-wallet.php
+++ b/inc/helpers/user-center-renderers/credits-wallet.php
@@ -26,6 +26,14 @@ $exchange_on = !empty($recharge['exchange']['enabled']);
 $all_settings = class_exists('AKSRT_Settings') ? AKSRT_Settings::get_all() : [];
 $withdraw_on = !empty($all_settings['pay_balance_withdraw_s']);
 $withdraw_min = max(1, (float) ($all_settings['pay_balance_withdraw_lowest_money'] ?? $all_settings['pay_rebate_withdraw_lowest_money'] ?? 50));
+$withdraw_pending_hold = 0.0;
+$withdraw_history = [];
+if ($withdraw_on && class_exists('AKSRT_Withdrawal')) {
+	$wd_svc = AKSRT_Withdrawal::get_instance();
+	$withdraw_pending_hold = $wd_svc->sum_pending_hold((int) ($user_id ?? 0));
+	$withdraw_history = $wd_svc->get_user_withdrawals((int) ($user_id ?? 0), ['limit' => 30]);
+}
+$withdraw_processing = $withdraw_pending_hold > 0;
 $card_pass_balance = ['enabled' => false, 'desc' => '', 'only_password' => true];
 if (class_exists('AKSRT_Charge_Card')) {
 	$opts = AKSRT_Charge_Card::get_instance()->get_public_options();
@@ -49,6 +57,12 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 		<div class="uc-asset-card__title">
 			<i class="fas fa-wallet em12 mr6" aria-hidden="true"></i><?php esc_html_e('余额', 'aksrt'); ?>
 		</div>
+		<?php if ($withdraw_on) : ?>
+			<button type="button" class="uc-asset-card__head-action muted-color px12" data-aksrt-withdraw-history-open>
+				<?php echo $withdraw_processing ? esc_html__('提现处理中', 'aksrt') : esc_html__('提现记录', 'aksrt'); ?>
+				<i class="fa fa-angle-right em12 ml3" aria-hidden="true"></i>
+			</button>
+		<?php endif; ?>
 	</div>
 	<div class="uc-asset-card__body flex jsb ac">
 		<div class="uc-asset-card__amount c-blue-2">
@@ -60,7 +74,11 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 				<button type="button" class="but c-blue-2 mr6 hollow" data-aksrt-transfer-open="balance"><?php esc_html_e('转账', 'aksrt'); ?></button>
 			<?php endif; ?>
 			<?php if ($withdraw_on) : ?>
-				<button type="button" class="but c-blue-2 mr6 hollow" data-aksrt-withdraw-open><?php esc_html_e('提现', 'aksrt'); ?></button>
+				<?php if ($withdraw_processing) : ?>
+					<button type="button" class="but c-blue-2 mr6 hollow" data-aksrt-withdraw-history-open><?php esc_html_e('提现处理中', 'aksrt'); ?></button>
+				<?php else : ?>
+					<button type="button" class="but c-blue-2 mr6 hollow" data-aksrt-withdraw-open><?php esc_html_e('提现', 'aksrt'); ?></button>
+				<?php endif; ?>
 			<?php endif; ?>
 			<button type="button" class="but b-blue-2" data-aksrt-charge-open><?php esc_html_e('充值', 'aksrt'); ?></button>
 		</div>
@@ -74,6 +92,12 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 			<i class="fa fa-angle-right em12 ml3" aria-hidden="true"></i>
 		</button>
 	<?php endif; ?>
+	<?php if ($withdraw_on) : ?>
+		<div class="uc-asset-card__foot muted-2-color em09 flex jsb ac mt6">
+			<span><?php printf(esc_html__('处理中冻结 %s', 'aksrt'), esc_html(class_exists('AKSRT_Balance') ? AKSRT_Balance::format((float) $withdraw_pending_hold) : number_format_i18n((float) $withdraw_pending_hold, 2))); ?></span>
+			<button type="button" class="muted-color" data-aksrt-withdraw-history-open><?php esc_html_e('提现记录', 'aksrt'); ?></button>
+		</div>
+	<?php endif; ?>
 </div>
 
 <?php if (!empty($card_pass_balance['enabled'])) : ?>
@@ -231,6 +255,53 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 </div>
 <?php endif; ?>
 
+
+<?php if ($withdraw_on) :
+	$status_labels = [
+		'pending' => __('待处理', 'aksrt'),
+		'approved' => __('已通过', 'aksrt'),
+		'processing' => __('处理中', 'aksrt'),
+		'completed' => __('已完成', 'aksrt'),
+		'rejected' => __('已拒绝', 'aksrt'),
+	];
+	?>
+<div class="uc-modal" id="aksrt-withdraw-history-modal" hidden data-aksrt-withdraw-history-modal>
+	<div class="uc-modal__overlay" data-aksrt-withdraw-history-close></div>
+	<div class="uc-modal__dialog" role="dialog" aria-modal="true">
+		<button type="button" class="uc-modal__close" data-aksrt-withdraw-history-close aria-label="<?php esc_attr_e('关闭', 'aksrt'); ?>"><i class="fas fa-times" aria-hidden="true"></i></button>
+		<h3 class="uc-modal__title"><i class="fas fa-file-invoice-dollar mr6" aria-hidden="true"></i><?php esc_html_e('提现记录', 'aksrt'); ?></h3>
+		<div class="uc-withdraw-history">
+			<?php if (!empty($withdraw_history)) : ?>
+				<?php foreach ($withdraw_history as $wd) :
+					$st = sanitize_key((string) ($wd['status'] ?? ''));
+					$gross = (float) ($wd['gross_amount'] ?? $wd['amount'] ?? 0);
+					$net = (float) ($wd['amount'] ?? 0);
+					$st_class = $st === 'rejected' ? 'c-red' : ($st === 'completed' ? 'c-green' : 'c-blue');
+					?>
+					<div class="uc-withdraw-history__item border-bottom padding-h10">
+						<div class="flex jsb ac">
+							<span class="badg badg-sm <?php echo esc_attr($st_class); ?>"><?php echo esc_html($status_labels[$st] ?? $st); ?></span>
+							<b class="em12"><?php echo esc_html(class_exists('AKSRT_Balance') ? AKSRT_Balance::format($gross) : number_format_i18n($gross, 2)); ?></b>
+						</div>
+						<div class="muted-2-color em09 mt6">
+							<?php echo esc_html((string) ($wd['created_at'] ?? '')); ?>
+							<?php if (abs($gross - $net) > 0.001) : ?>
+								· <?php printf(esc_html__('到账 %s', 'aksrt'), esc_html(class_exists('AKSRT_Balance') ? AKSRT_Balance::format($net) : number_format_i18n($net, 2))); ?>
+							<?php endif; ?>
+						</div>
+						<?php if (!empty($wd['note'])) : ?>
+							<div class="muted-2-color em09 mt3"><?php echo esc_html((string) $wd['note']); ?></div>
+						<?php endif; ?>
+					</div>
+				<?php endforeach; ?>
+			<?php else : ?>
+				<div class="uc-transactions__empty"><p><?php esc_html_e('暂无提现记录', 'aksrt'); ?></p></div>
+			<?php endif; ?>
+		</div>
+	</div>
+</div>
+<?php endif; ?>
+
 <?php if (empty($skip_wallet_ledger)) : ?>
 <div class="uc-transactions uc-transactions--wallet">
 	<div class="uc-transactions__header">