feat(revenue): immediate commission credit with independent withdrawable pool

Aligns affiliate commission with the reference theme: commission is credited
to a dedicated COMMISSION asset pool the moment an order is paid, removing the
7-day settlement freeze, the settlement cron, and the settlement_days setting.

- Ledger: add AssetType::COMMISSION (isolated from the recharge balance wallet)
- CommissionLedger: credit-on-record + opportunistic debt repayment; refunds
  claw back the full commission from the pool, carrying any shortfall as debt
  (aksrt_commission_debt) that future commission pays down first
- Withdrawal: make asset-aware via a source discriminator (commission vs
  balance); each pool keeps independent daily limits, pending gate, and
  reject-refund. Balance withdrawal (recharge + creator income) is unchanged
- Fix pay_rebate_self_s: honor self-commission at purchase time
- Revenue card: show pool balance + 累计/已提现 (drop 待结算), debt when present
- Schema 2.0.0 -> 2.1.0: add commission_debt, drop freeze columns

tools/admin-contract-report.json

@@ -1,5 +1,5 @@
 {
-    "generated_at": "2026-09-27T07:36:13+00:00",
+    "generated_at": "2026-09-28T13:07:05+00:00",
     "errors": [],
     "warnings": [
         "customPage tools-update section 'tools/update' not in PHP schema (ok if pure operational page)",