feat: adjust affiliate commissions and withdrawal strategy

src/Payment/ReferralAttribution.php

@@ -197,7 +197,8 @@ final class ReferralAttribution {
 		return new \WP_REST_Response([
 			'code' => $link['code'],
 			'url' => $link['url'],
-			'ratio' => (float) ($settings['ratio'] ?? 5),
+			'current_ratio' => (float) \AKSRT\Settings\Settings::affiliate_ratio_for_user($uid),
+			'ratios' => (array) ($settings['ratios'] ?? []),
 			'order_types' => (array) ($settings['order_types'] ?? ['membership', 'content']),
 			'rules' => ['window_days' => (int) ($settings['window_days'] ?? 30), 'settlement_days' => (int) ($settings['settlement_days'] ?? 7)],
 			'stats' => $stats,