diff --git a/assets/css/routes/user-center/credits.css b/assets/css/routes/user-center/credits.css
index e9fb457f..08015aff 100644
--- a/assets/css/routes/user-center/credits.css
+++ b/assets/css/routes/user-center/credits.css
@@ -6,20 +6,50 @@
   box-shadow: none;
 }
 
-/* Dual asset row */
+/* Dual asset row — single surface, two cells side-by-side (stack on mobile) */
 .uc-assets-row {
   display: grid;
   grid-template-columns: 1fr;
-  gap: 12px;
+  gap: 0;
   margin-bottom: 16px;
+  background: var(--main-bg-color, var(--surface-1, #fff));
+  border-radius: var(--main-radius, 8px);
+  box-shadow: 0 0 10px var(--main-shadow, rgba(116, 116, 116, 0.08));
+  border: 1px solid var(--color-line-soft, rgba(0, 0, 0, 0.06));
+  overflow: hidden;
 }
 .uc-assets-row--dual {
   grid-template-columns: 1fr 1fr;
 }
+.uc-assets-col {
+  min-width: 0;
+}
+.uc-assets-row--dual .uc-assets-col + .uc-assets-col {
+  border-left: 1px solid var(--color-line-soft, rgba(0, 0, 0, 0.06));
+}
 @media (max-width: 767px) {
   .uc-assets-row--dual {
     grid-template-columns: 1fr;
   }
+  .uc-assets-row--dual .uc-assets-col + .uc-assets-col {
+    border-left: 0;
+    border-top: 1px solid var(--color-line-soft, rgba(0, 0, 0, 0.06));
+  }
+}
+
+/* Card cells sit flat inside the row surface — no nested card chrome */
+.uc-assets-row .uc-asset-card,
+.uc-assets-row .uc-asset-card.zib-widget {
+  background: transparent;
+  border: 0;
+  border-radius: 0;
+  box-shadow: none;
+  margin: 0;
+  padding: 16px 20px;
+  clear: none;
+}
+.uc-assets-row .uc-card-pass {
+  margin: 0 16px 16px;
 }
 
 .uc-asset-card {
diff --git a/inc/helpers/user-center-renderers/credits-balance.php b/inc/helpers/user-center-renderers/credits-balance.php
index 833841a1..ed0260d5 100644
--- a/inc/helpers/user-center-renderers/credits-balance.php
+++ b/inc/helpers/user-center-renderers/credits-balance.php
@@ -28,7 +28,7 @@ $points_buy_on = class_exists('\AKSRT\Credits\BalanceService') && \AKSRT\Credits
 $points_buy_view = $points_buy_on ? \AKSRT\Credits\BalanceService::get_instance()->get_points_buy_view((int) ($user_id ?? 0)) : [];
 $currency = (string) ($currency_name ?? __('积分', 'aksrt'));
 ?>
-<div class="uc-asset-card uc-asset-card--points zib-widget">
+<div class="uc-asset-card uc-asset-card--points">
 	<div class="uc-asset-card__head flex jsb ac">
 		<div class="uc-asset-card__title">
 			<i class="fas fa-coins em12 mr6" aria-hidden="true"></i><?php echo esc_html($currency); ?>
diff --git a/inc/helpers/user-center-renderers/credits-wallet.php b/inc/helpers/user-center-renderers/credits-wallet.php
index c1d87d3c..e43d15da 100644
--- a/inc/helpers/user-center-renderers/credits-wallet.php
+++ b/inc/helpers/user-center-renderers/credits-wallet.php
@@ -59,7 +59,7 @@ $custom_s = !empty($charge_view['custom_s']);
 $custom_limit = (int) ($charge_view['custom_limit'] ?? 9999);
 $mark = (string) ($charge_view['currency_mark'] ?? '元');
 ?>
-<div class="uc-asset-card uc-asset-card--wallet zib-widget">
+<div class="uc-asset-card uc-asset-card--wallet">
 	<div class="uc-asset-card__head flex jsb ac">
 		<div class="uc-asset-card__title">
 			<i class="fas fa-wallet em12 mr6" aria-hidden="true"></i><?php esc_html_e('余额', 'aksrt'); ?>
@@ -369,6 +369,5 @@ $mark = (string) ($charge_view['currency_mark'] ?? '元');
 			<p><?php esc_html_e('还没有任何余额流水', 'aksrt'); ?></p>
 		</div>
 	<?php endif; ?>
+	</div>
 	<?php endif; // skip_wallet_ledger ?>
-
-</div>