feat(payment): finish Zibll key contract and wire checkout gateways

Drop dual-read payment runtime fallbacks, align PHP schema to Vue keys,
read gateway credentials only from aksrt_settings with enable toggles,
expose configured adapters at checkout, fix credits pay signatures, and
apply order expiry settings. Wire orphan order/card-pass/withdrawal
schema pages; delete unused Payment* wrappers.

assets/admin/src/constants/sections/payment.js

@@ -49,6 +49,17 @@ export const paymentSection = {
       canonicalDomain: 'payment',
       section: 'vip',
     }),
+    schemaPage({
+      key: 'payment-order',
+      name: 'PaymentOrder',
+      label: '订单设置',
+      route: '/payment/order',
+      status: 'available',
+      title: '订单设置',
+      desc: '订单前缀、有效期、展示字段和状态文案。',
+      canonicalDomain: 'payment',
+      section: 'order',
+    }),
     customPage({
       key: 'payment-revenue',
       name: 'PaymentRevenue',
@@ -84,6 +95,28 @@ export const paymentSection = {
       canonicalDomain: 'payment',
       section: 'charge-card',
     }),
+    schemaPage({
+      key: 'payment-card-pass',
+      name: 'PaymentCardPass',
+      label: '卡密设置',
+      route: '/payment/card-pass',
+      status: 'available',
+      title: '卡密设置',
+      desc: '充值卡类型、卡号规则与兑换文案。',
+      canonicalDomain: 'payment',
+      section: 'card-pass',
+    }),
+    schemaPage({
+      key: 'payment-withdrawal',
+      name: 'PaymentWithdrawal',
+      label: '提现策略',
+      route: '/payment/withdrawal',
+      status: 'available',
+      title: '提现策略',
+      desc: '最低提现、手续费与说明文案（提现工单在商城提现管理）。',
+      canonicalDomain: 'payment',
+      section: 'withdrawal',
+    }),
     customPage({
       key: 'payment-rebate',
       name: 'PaymentRebate',

assets/admin/src/pages/payment/PaymentAffiliate.vue

@@ -1,16 +0,0 @@
-<template>
-  <PaymentSectionPage
-    section="affiliate"
-    title="推广返佣"
-    desc="配置返佣比例、归因窗口和返佣说明。"
-    note="返佣逻辑复用用户邀请体系作为链路入口，订单归因和结算自动衔接当前策略字段。"
-    :links="[
-      { label: '用户签到/邀请', path: '/users/signin' },
-      { label: '创作分成', path: '/payment/revenue' },
-    ]"
-  />
-</template>
-
-<script setup>
-import PaymentSectionPage from '@/pages/payment/PaymentSectionPage.vue'
-</script>

assets/admin/src/pages/payment/PaymentRecharge.vue

@@ -1,16 +0,0 @@
-<template>
-  <PaymentSectionPage
-    section="recharge"
-    title="余额充值"
-    desc="配置充值模式、套餐结构和帮助文案。"
-    note="当前支持人工确认与测试联调；接入真实网关时复用同一组字段。"
-    :links="[
-      { label: '下载/付费内容中心', path: '/payment/paid' },
-      { label: '收款接口', path: '/payment/gateway' },
-    ]"
-  />
-</template>
-
-<script setup>
-import PaymentSectionPage from '@/pages/payment/PaymentSectionPage.vue'
-</script>

assets/admin/src/pages/payment/PaymentVip.vue

@@ -1,16 +0,0 @@
-<template>
-  <PaymentSectionPage
-    section="vip"
-    title="VIP会员"
-    desc=”配置会员名称、展示徽标和套餐结构。”
-    note=”角色免扣下载的运行逻辑在”下载/付费内容中心”中生效；此处管理会员套餐和权益说明。”
-    :links="[
-      { label: '下载/付费内容中心', path: '/payment/paid' },
-      { label: '创作分成', path: '/payment/revenue' },
-    ]"
-  />
-</template>
-
-<script setup>
-import PaymentSectionPage from '@/pages/payment/PaymentSectionPage.vue'
-</script>

assets/admin/src/schema/sections/payment/affiliate.js

@@ -21,7 +21,6 @@ export const affiliateSchema = {
     pay_rebate_text_details_title: '',
     pay_rebate_text_details: '',
     pay_rebate_text_discount: '',
-    payment_affiliate_note: '返佣链路复用邀请体系，订单归因和结算自动衔接当前策略字段。',
   },
   groups: [
     {

assets/admin/src/schema/sections/payment/index.js

@@ -20,6 +20,7 @@ export const paymentSchemas = {
   affiliate: affiliateSchema,
   gateway: gatewaySchema,
   order: orderSchema,
+  'card-pass': cardPassSchema,
   cardPass: cardPassSchema,
   withdrawal: withdrawalSchema,
 }

assets/admin/src/schema/sections/payment/recharge.js

@@ -2,7 +2,7 @@ export const rechargeSchema = {
   key: 'payment.recharge',
   title: '余额充值',
   icon: 'fas fa-charging-station',
-  description: '配置测试充值、手动确认和充值套餐结构。',
+  description: '配置余额充值套餐、转账与积分兑换。',
   defaults: {
     pay_balance_s: true,
     pay_balance_desc: '',
@@ -31,7 +31,6 @@ export const rechargeSchema = {
       icon: 'fas fa-wallet',
       fields: [
         { key: 'pay_balance_s', label: '启用余额功能', type: 'switch', default: true },
-        { key: 'payment_recharge_mode', label: '充值模式', type: 'radio', default: 'manual_review', options: [{ label: '人工确认', value: 'manual_review' }, { label: '测试网关', value: 'test_gateway' }], dependsOn: { key: 'pay_balance_s', value: true } },
         { key: 'pay_balance_desc', label: '充值说明', type: 'textarea', default: '', dependsOn: { key: 'pay_balance_s', value: true } },
         { key: 'pay_auto_to_balance', label: '自动到账到余额', type: 'switch', default: true, dependsOn: { key: 'pay_balance_s', value: true } },
       ],
@@ -42,7 +41,6 @@ export const rechargeSchema = {
       icon: 'fas fa-box-open',
       fields: [
         { key: 'pay_balance_product', label: '套餐列表', type: 'textarea', default: '30|30|入门包\n98|108|推荐包', help: '每行一个套餐：支付金额|到账金额|标题', dependsOn: { key: 'pay_balance_s', value: true } },
-        { key: 'payment_recharge_help', label: '帮助文案', type: 'textarea', default: '当前支持人工确认与测试联调；接入真实网关时复用同一组字段。', dependsOn: { key: 'pay_balance_s', value: true } },
       ],
     },
     {