feat(pay): card-pass redeem for VIP and balance (zibll-style)

Rewrite charge-card into typed single-use card_pass inventory with public redeem REST, user-center UI for balance/VIP, admin type-aware create/batch, and CAS mark-used fulfillment via Credits/activate_vip.

inc/classes/db-traits/trait-aksrt-db-migrator-part-2.php

@@ -348,22 +348,29 @@ trait AKSRT_DB_Migrator_Part_2 {
         ) {$charset_collate};";
         dbDelta($sql_shipping);
 
-        // ── charge_card ──
+        // ── charge_card (zibll-style typed card_pass) ──
         $sql_charge_card = "CREATE TABLE {$prefix}aksrt_charge_card (
             id              BIGINT UNSIGNED NOT NULL AUTO_INCREMENT,
-            code            VARCHAR(60) NOT NULL DEFAULT '',
+            card            VARCHAR(60) NOT NULL DEFAULT '',
+            password        VARCHAR(80) NOT NULL DEFAULT '',
+            type            VARCHAR(20) NOT NULL DEFAULT 'balance',
             amount          DECIMAL(10,2) NOT NULL DEFAULT 0,
             balance         DECIMAL(10,2) NOT NULL DEFAULT 0,
             status          VARCHAR(20) NOT NULL DEFAULT 'active',
+            meta            LONGTEXT DEFAULT NULL,
+            order_number    VARCHAR(32) NOT NULL DEFAULT '',
             used_by         BIGINT UNSIGNED DEFAULT NULL,
             used_at         DATETIME DEFAULT NULL,
             expires_at      DATETIME DEFAULT NULL,
             created_at      DATETIME NOT NULL DEFAULT '0000-00-00 00:00:00',
             note            TEXT DEFAULT NULL,
             PRIMARY KEY  (id),
-            UNIQUE KEY idx_code (code),
+            UNIQUE KEY idx_password (password),
+            KEY idx_card (card),
+            KEY idx_type (type),
             KEY idx_status (status),
             KEY idx_used_by (used_by),
+            KEY idx_order_number (order_number),
             KEY idx_expires (expires_at)
         ) {$charset_collate};";
         dbDelta($sql_charge_card);