feat(user-center): points buy, balance withdraw, and asset record tabs

Add cash purchase of points (points_pay_s), wallet withdraw requests via
AKSRT_Withdrawal, Zibll-style dual-card layout with tabbed balance/points
ledgers, and admin switches for buy-points packages and balance withdraw.

assets/admin/src/schema/sections/payment/recharge.js

@@ -23,6 +23,8 @@ export const rechargeSchema = {
     pay_balance_exchange_s: false,
     pay_balance_exchange_rate: 100,
     pay_balance_exchange_desc: '',
+    pay_balance_withdraw_s: false,
+    pay_balance_withdraw_lowest_money: 50,
   },
   groups: [
     {
@@ -86,5 +88,14 @@ export const rechargeSchema = {
         { key: 'pay_balance_exchange_desc', label: '兑换说明', type: 'textarea', default: '', dependsOn: { key: 'pay_balance_exchange_s', value: true } },
       ],
     },
+    {
+      key: 'withdraw',
+      title: '余额提现',
+      icon: 'fas fa-hand-holding-usd',
+      fields: [
+        { key: 'pay_balance_withdraw_s', label: '启用余额提现', type: 'switch', default: false, dependsOn: { key: 'pay_balance_s', value: true } },
+        { key: 'pay_balance_withdraw_lowest_money', label: '最低提现金额', type: 'number', default: 50, min: 1, max: 99999, dependsOn: { key: 'pay_balance_withdraw_s', value: true } },
+      ],
+    },
   ],
 }