diff --git a/assets/admin/src/schema/sections/payment/vip.js b/assets/admin/src/schema/sections/payment/vip.js
index f1b97026..54699f7e 100644
--- a/assets/admin/src/schema/sections/payment/vip.js
+++ b/assets/admin/src/schema/sections/payment/vip.js
@@ -208,7 +208,7 @@ export const vipSchema = {
dependsOn: { key: 'pay_vip_points_exchange_s', value: true },
help: '每行：等级|积分|天数|标题（天数 0=永久；仅未开通会员可兑）',
},
- { key: 'pay_vip_points_exchange_desc', label: '兑换说明', type: 'textarea', default: '', dependsOn: { key: 'pay_vip_points_exchange_s', value: true } },
+ { key: 'pay_vip_points_exchange_desc', label: '兑换说明', type: 'textarea', sanitize_type: 'html', default: '', rows: 2, dependsOn: { key: 'pay_vip_points_exchange_s', value: true }, help: '显示在积分兑换弹窗底部，可以为提醒事项、兑换协议等，支持HTML代码' },
],
},
{
diff --git a/src/Admin/Schema/SchemaPayment.php b/src/Admin/Schema/SchemaPayment.php
index e12d665a..bd8c0ad1 100644
--- a/src/Admin/Schema/SchemaPayment.php
+++ b/src/Admin/Schema/SchemaPayment.php
@@ -243,7 +243,7 @@ class SchemaPayment {
['key' => 'points-exchange', 'title' => '积分兑换会员', 'fields' => [
['key' => 'pay_vip_points_exchange_s', 'label' => '启用积分兑换', 'type' => 'switch', 'default' => false],
['key' => 'payment_vip_points_packages', 'label' => '兑换套餐', 'type' => 'textarea', 'default' => "1|500|30|积分月卡\n1|5000|0|积分永久", 'dependsOn' => ['key' => 'pay_vip_points_exchange_s', 'value' => true], 'help' => '每行：等级|积分|天数|标题（天数 0=永久；普通用户可开通，已有会员可续费同等级或升级更高等级）'],
- ['key' => 'pay_vip_points_exchange_desc', 'label' => '兑换说明', 'type' => 'textarea', 'default' => '', 'dependsOn' => ['key' => 'pay_vip_points_exchange_s', 'value' => true]],
+ ['key' => 'pay_vip_points_exchange_desc', 'label' => '兑换说明', 'type' => 'textarea', 'sanitize_type' => 'html', 'default' => '', 'rows' => 2, 'dependsOn' => ['key' => 'pay_vip_points_exchange_s', 'value' => true]],
]],
['key' => 'modal-copy', 'title' => '界面文案', 'fields' => [
['key' => 'pay_user_vip_desc', 'label' => '会员介绍', 'type' => 'input', 'default' => '开通VIP会员，享受会员专属折扣以及多项特权', 'dependsOn' => ['any' => [['key' => 'pay_user_vip_1_s', 'value' => true], ['key' => 'pay_user_vip_2_s', 'value' => true]]]],
diff --git a/src/Content/VipServiceModal.php b/src/Content/VipServiceModal.php
index df38e60d..73fda631 100644
--- a/src/Content/VipServiceModal.php
+++ b/src/Content/VipServiceModal.php
@@ -238,7 +238,9 @@ trait VipServiceModal {
$desc_text = trim((string) ($points_ex['desc'] ?? ''));
$desc = $desc_text !== ''
- ? '' . esc_html($desc_text) . '
'
+ // 管理员编辑的富文本说明：保存端已 wp_kses_post，这里同级别输出
+ // （参考主题 zibpay_get_vip_points_exchange_modal 原样拼接）。
+ ? '' . wp_kses_post($desc_text) . '
'
: '';
// 最低价套餐仍超出用户积分 → 参考主题的 badg c-red btn-block 提示。
diff --git a/src/Settings/PaymentRuntime.php b/src/Settings/PaymentRuntime.php
index 9bf3e887..3f083e25 100644
--- a/src/Settings/PaymentRuntime.php
+++ b/src/Settings/PaymentRuntime.php
@@ -261,7 +261,7 @@ class PaymentRuntime {
],
'points_exchange' => [
'enabled' => !empty($settings['pay_vip_points_exchange_s']),
- 'desc' => sanitize_textarea_field((string) ($settings['pay_vip_points_exchange_desc'] ?? '')),
+ 'desc' => wp_kses_post((string) ($settings['pay_vip_points_exchange_desc'] ?? '')),
'packages_raw' => sanitize_textarea_field((string) ($settings['payment_vip_points_packages'] ?? "1|500|30|积分月卡\n1|5000|0|积分永久")),
],
];
diff --git a/tests/widget-system/vip-modal-copy-fields.test.cjs b/tests/widget-system/vip-modal-copy-fields.test.cjs
index 6051b538..7614a95b 100644
--- a/tests/widget-system/vip-modal-copy-fields.test.cjs
+++ b/tests/widget-system/vip-modal-copy-fields.test.cjs
@@ -172,3 +172,15 @@ test('弹窗内 more 与卡密说明按 HTML 渲染而非纯文本', () => {
assert.ok(payVipJs.includes('htmlNode("div", "muted-2-color mb10 em09 muted-box padding-10 mini-radius", catalog.more)'));
assert.ok(payVipJs.includes('htmlNode("div", "muted-box muted-2-color padding-10 mb10 em09", cardPass.desc)'));
});
+
+test('积分兑换说明按 post 级 HTML 放行并原样渲染', () => {
+ // 参考主题该字段 sanitize=false 且弹窗内原样拼接；AKSRT 对齐为保存/输出
+ // 双端 wp_kses_post + 弹窗 wp_kses_post 渲染。
+ assert.match(vipSchemaJs, /key: 'pay_vip_points_exchange_desc', label: '兑换说明', type: 'textarea', sanitize_type: 'html'/);
+ assert.match(schemaPhp, /'key' => 'pay_vip_points_exchange_desc', 'label' => '兑换说明', 'type' => 'textarea', 'sanitize_type' => 'html'/);
+ const vipSettings = slice(paymentRuntime, 'public static function get_payment_vip_settings', 'public static function get_payment_revenue_settings');
+ assert.match(vipSettings, /'desc'\s+=> wp_kses_post\(\(string\) \(\$settings\['pay_vip_points_exchange_desc'\]/);
+ // 弹窗渲染端不再 esc_html 剥标签。
+ assert.match(modalSource, /' \. wp_kses_post\(\$desc_text\)/);
+ assert.doesNotMatch(modalSource, /esc_html\(\$desc_text\)/);
+});