Complete wallet/points assets surface: sidebar mini dual cards, dual asset row, balance charge packages REST + modal, transfer search/pay, points-to-balance exchange, and payment success credit for recharge orders.
Introduce AKSRT_Balance (user_meta aksrt_balance + balance_log) for Zibll-like pay_balance wallet. User center assets panel shows wallet and points; balance gateway/card-pass/refunds credit cash when enabled.