Move 288 types from global AKSRT_* + inc/classes manual requires into
namespace AKSRT\{Domain} under src/AKSRT/, wire composer.json psr-4,
and slim bootstrap to helpers/modules/hooks only. Split multi-class
widget/gateway files, update admin contract audit paths, and document
the layout in ADR/README.
Introduce AKSRT_Balance (user_meta aksrt_balance + balance_log) for
Zibll-like pay_balance wallet. User center assets panel shows wallet
and points; balance gateway/card-pass/refunds credit cash when enabled.