Introduce AKSRT_Balance (user_meta aksrt_balance + balance_log) for
Zibll-like pay_balance wallet. User center assets panel shows wallet
and points; balance gateway/card-pass/refunds credit cash when enabled.
Delete aksrt-compat.php and rewire messages/PM entry points to the user
center notification route. Normalize permissions login dependsOn objects
and allow an explicit empty captcha provider option so login/moderation
schema pages remain loadable without legacy compatibility shims.